Debtors chasing again after iva completion!

Get expert opinion. This is the place for new questions to be posted.
12 posts Page 1 of 1
 
 

HelenB

User avatar
Posts: 9
Joined: Wed Sep 30, 2009 2:48 pm
Location: United Kingdom

Post by HelenB » Tue Jul 06, 2010 8:52 am
Hello everyone,

My iva was completed in Dec 2009 after I offered a settelment figure (thanks to the advice I received on this forum). I then received the completion documents in April. But yesterday I opened my post and there was a solicitors letter from one of my creditors demanding payment of over 4k by 11th July or they will send debt collectors to my home!

I'm just about to phone them to try to sort this out, but does anyone have any advice for me?

Thank you.
 
 

rayb

User avatar
Posts: 1288
Joined: Wed Dec 12, 2007 11:15 am
Location: United Kingdom

Post by rayb » Tue Jul 06, 2010 8:54 am
Hi HelenB,

They are wasting there time as they were bound by the IVA so can do nothing. You can call them and tell them and send them a copy of your completion certificate or alternatively let them waste there money sending someone out.
 
 

HelenB

User avatar
Posts: 9
Joined: Wed Sep 30, 2009 2:48 pm
Location: United Kingdom

Post by HelenB » Tue Jul 06, 2010 9:15 am
Thanks rayb.

I have phoned the solicitors who claimed that the creditor had passed it to them as a FAILED iva! The cheek of it!

I have agreed to send a copy of my completion documents which I'm hoping will be the end of it.
 
 

rayb

User avatar
Posts: 1288
Joined: Wed Dec 12, 2007 11:15 am
Location: United Kingdom

Post by rayb » Tue Jul 06, 2010 9:24 am
Good luck HelenB, once you send that completion certificate that will be the end of it.

Please let us know how you get on.
 
 

kallis3

User avatar
Forum Expert
Posts: 77175
Joined: Mon Mar 17, 2008 4:02 pm
Location: United Kingdom

Post by kallis3 » Tue Jul 06, 2010 5:22 pm
Good luck Helen, hopefully you will get this settled soon.

Let us know.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

Adam Davies

User avatar
Posts: 14596
Joined: Thu Mar 29, 2007 12:21 pm
Location:

Post by Adam Davies » Tue Jul 06, 2010 6:11 pm
Hi
How annoying
Name and shame the creditor on here if you do not get this sorted very soon.
Regards
Andam Davies
 
 

HelenB

User avatar
Posts: 9
Joined: Wed Sep 30, 2009 2:48 pm
Location: United Kingdom

Post by HelenB » Wed Jul 07, 2010 2:30 pm
Thanks so much for your support.

Letters have now been sent, so hopefully the stress will soon be over.
 
 

HelenB

User avatar
Posts: 9
Joined: Wed Sep 30, 2009 2:48 pm
Location: United Kingdom

Post by HelenB » Mon Aug 02, 2010 7:22 pm
Just wanted to thank you all for your support, looks like this is now sorted, all it took was a couple of letter sent by recorded delivery. The whole thing was made a lot easier knowing I had somewhere to turn for advice.
 
 

kallis3

User avatar
Forum Expert
Posts: 77175
Joined: Mon Mar 17, 2008 4:02 pm
Location: United Kingdom

Post by kallis3 » Mon Aug 02, 2010 7:32 pm
Glad you have got it sorted Helen.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

liverpig

User avatar
Posts: 135
Joined: Wed Jul 07, 2010 4:01 pm
Location: United Kingdom

Post by liverpig » Mon Aug 02, 2010 8:03 pm
Surely the creditor concerned has committed some sort of fraud?
Stress, anxiety, sleepless nights worrying, where there's blame there's a claim. Just a tiny bit of payback ;-)
 
 

kallis3

User avatar
Forum Expert
Posts: 77175
Joined: Mon Mar 17, 2008 4:02 pm
Location: United Kingdom

Post by kallis3 » Mon Aug 02, 2010 8:07 pm
Harrassment yes, fraud no.

You know you are covered so they can do their worst.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

spla

User avatar
Posts: 59
Joined: Mon Aug 13, 2007 7:35 pm
Location:

Post by spla » Mon Aug 02, 2010 8:49 pm
liverpig i like your thinking
12 posts Page 1 of 1
Return to “Ask IVA Forum and Industry experts”