Hi, wonder if anyone can advise please.
Iva agreed April 2009, last payment April 2015, completion certificate received May 2015 , checking credit files today there are a couple of accounts showing defaults up to May 2015. Am I right that we should request these are now removed as nothing can have a default date after date iva agreed, and as we are nearly 7 years from start date, everything should have dropped off by now?
Really irritating thing is that these are only for a few hundred pounds but are stopping us from getting a mainstream bank account!
Thanks in advance for any help
Hi That's correct - creditors can sometimes erroneously register defaults after the start of your IVA, which is incorrect. Contact them and get them to update their records accordingly by sending them your CC.
