Iam in my last year of iva with DFD and have received papers from Equity in Finance about claiming ppi.Ifeel i have to complete these forms although i know i have not been mis sold ppi.From what other people have written on the forum it seems i am not obliged to.could you please put me right on this.They are headed Letters of Autority which sound threatening so i am in limbo what to do.Do they have to be sent back whether completed or not? Thanks.
Poor Declan is suffering at the moment, I don't think he can do a lot about this.
Perhaps take it up with the IP directly?
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Be nice if someone could post exactly what these letters say.
And no I am not picking on Declan just want to see the wording for myself!! Several posters have now said they sound threatening,and that cannot be allowed.
Paul
Discharged today the 8th feb 2012. View is much brighter now.
Continuing to rebuild our credit worthiness.
If you have not been mis-sold the policy, then it would be entirely wrong to submit a claim, in which case you should respond to the claims company directly.
font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade>Originally posted by MelanieGiles
If you have not been mis-sold the policy, then it would be entirely wrong to submit a claim, in which case you should respond to the claims company directly.
Well said Mel!!
Discharged today the 8th feb 2012. View is much brighter now.
Continuing to rebuild our credit worthiness.
My firm doesn't trust its clients to know whether their PPI has been mis-sold. They are aggressive on the point that they will investigate all cases where a client has PPI and presumably let the outcome determine whether it was mis-sold or not. I think I have mis-sold PPI but I'm not signing power of attorney to anyone I don't know!!
This is exactly why I have been trying to get asnwers. IF you werent mis-sold ppi then thats it, end of story,however clearly some firms will try to force you to make a claim,this is fraud plain and simple.
Paul
Discharged today the 8th feb 2012. View is much brighter now.
Continuing to rebuild our credit worthiness.
My firm don't trust clients to know whether PPI was mis-sold (patronising much?) and intend to pursue investigations (read claims) in all cases. Therefore forcing people who know their PPI was sold correctly into fraudulently signing a document which doesn't say investigation into whether ppi but says ppi was mis-sold!! No sign, no completion.
I'll be surprised if people were told that PPI monthy payments is borrowed debt and interest is charged on it and the implications of making only minimum monthly payment with PPI included in the amount - A SCAM and THAT'S MIS SELLING[xx(]
This is what incinerated the Bank's resistance!
On the EF question sheet that came with the pack it more or less asked that fundamental knock out question.[:D]
Last edited by nomoremoney on Fri Dec 09, 2011 11:51 pm, edited 1 time in total.
A lot of PPI was mis~sold but that doesn't mean it wasn't sold correctly in many cases. The problem here is that people are being pressured to submit false claims under threat of failing their via for non~compliance.
