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Nichola.70
- Posts: 68
- Joined: Fri Jun 27, 2014 10:56 pm
Hi, My IP arranged for me to pay a full and final settlement of £1500.00. I only had 6mths left to pay after a lengthy 6yr iva. I can no longer get access to the settlement sum as my mother has had a stroke. She was giving me the money to settle but I cant take the money off her now as she may need it to pay towards her ongoing care. I was told by debt free direct that my only option is bankrupcy which would mean I would lose my home along with my husband and 9yr old son. I am really scared and don't know why they cant settle with all the payments I have already made. My GP has had to put me on anti depressents as I am really struggling to get my head around all this mess. I was so close to being sorted. Gutted! Help!:(
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luluj
Forum Expert
- Posts: 11333
- Joined: Sun Dec 09, 2007 6:54 am
- Location: United Kingdom
Firstly sorry to hear of your circumstances. I really do not believe that DFD would go down the bankruptcy route this late on in your iVa.
I would email your IP and request a conversation with them direct or you could contact Judith Anderton from DFD who posts on this forum ...... I am sure there is a way out of this.
Sharing from experiences of dealing with debt
There is a solution for everyone .... Just need to stay positive !
Look at my blog "All I wanted was a baby"
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Little miss trouble
- Posts: 311
- Joined: Mon May 07, 2012 10:56 am
- Location: United Kingdom
You must be worried sick. Don't be. Demand to speak to yr ip. If not a case worker. Firstly get passed the guys who answer the phone. Sometimes they think they are experts!
5 years done and dusted. Certificate received.
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Shining
- Posts: 27019
- Joined: Thu Sep 20, 2007 8:57 am
- Location:
Sorry to hear of your circumstance and how can bankruptcy be the only option after paying for all those years. Hoping Judith can help with this. Why not try and email her direct, I believe her contact details are in the ask experts a question link and scroll down to find her.
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
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Nichola.70
- Posts: 68
- Joined: Fri Jun 27, 2014 10:56 pm
font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade>Originally posted by lesley_
Sorry to hear of your circumstance and how can bankruptcy be the only option after paying for all those years. Hoping Judith can help with this. Why not try and email her direct, I believe her contact details are in the ask experts a question link and scroll down to find her.
thankyou,have just contacted her so fingers cossed xx
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Shining
- Posts: 27019
- Joined: Thu Sep 20, 2007 8:57 am
- Location:
Fingers crossed she'll look in tomorrow and pick up on it x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
