Get expert opinion. This is the place for new questions to be posted.
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loopylass81
- Posts: 102
- Joined: Sun Mar 02, 2008 11:30 am
- Location: United Kingdom
those who have completed with DFD how long did it take to receive your completion certificate after the creditors have met to approve the closure?
TIA
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kazzafunk
- Posts: 4749
- Joined: Sat Mar 19, 2011 6:47 pm
- Location: United Kingdom
I'm afraid it's a question of 'how long is a piece of string'.
Some people seem to get their certificate quickly others have been waiting many months.
Your IP or a member of their team are best placed to answer the question.
Well done for completing!!
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loopylass81
- Posts: 102
- Joined: Sun Mar 02, 2008 11:30 am
- Location: United Kingdom
Thank you I thought as much will send them an email to ask.
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Shining
- Posts: 27019
- Joined: Thu Sep 20, 2007 8:57 am
- Location:
I would definitely email them and enquire, lots of people are waiting and not just DFD customers. Hope it's come soon x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
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12 months to go
- Posts: 612
- Joined: Sun Jun 26, 2011 10:44 am
- Location: United Kingdom
Hi loopylass81
My creditors meeting was in July & I got my certificate on 1st nov
Hope this helps
Last payment made April 2012
Certificate received 1st Nov 2012
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Lucyl
- Posts: 38
- Joined: Wed Oct 17, 2012 5:27 pm
- Location:
Why do the creditors have to meet when all the payments have been made?
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kazzafunk
- Posts: 4749
- Joined: Sat Mar 19, 2011 6:47 pm
- Location: United Kingdom
It may have been for a full and final decision.
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loopylass81
- Posts: 102
- Joined: Sun Mar 02, 2008 11:30 am
- Location: United Kingdom
thank you I have been pushing for the last 2 months and have put a complaint also in re the way my case has been handled. The meeting was for a full and final decision. Have mailed them today and will await a response.
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Firefox
- Posts: 176
- Joined: Wed May 25, 2011 12:06 pm
- Location: United Kingdom
Hi There, my cert took 4 months (completed June, cert received in October) it really depends on your creditors and whether or not they have all put their claims in, mine was delayed because of one creditor not claiming, believe it or not I was calling THEM to get them to pull their finger out and put in the claim. if you have no other stuff to be sorted it shouldn't take too long, personally speaking my experience of DFD was really good, they were very efficient, just make sure you keep in touch with them on a regular basis, they don't want closures being delayed any more than you do.
IVA finished June 2011
"If you listen to people who tell you what's impossible, they're usually the ones who failed" Paul Stanley
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luluj
Forum Expert
- Posts: 11333
- Joined: Sun Dec 09, 2007 6:54 am
- Location: United Kingdom
We waited approximately four months but this was before the ppi issue.
Sharing from experiences of dealing with debt
There is a solution for everyone .... Just need to stay positive !
Look at my blog "All I wanted was a baby"
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KAYKAY
- Posts: 1222
- Joined: Wed Jun 15, 2011 8:33 pm
- Location:
We got ours within 9 weeks, however, this was prior to the PPI & VAT issues, we also completed an extended 12 months due to the inability to re-mortgage.
IVA Completed August 2011