dhss loan on my list of creditors for my bankrupcy

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sharon.d

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Post by sharon.d » Fri Jan 18, 2008 1:22 pm
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hi can someone tell me if i can enter a dhss loan on my list of creditors for my bankrupcy
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iva experts

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Post by iva experts » Fri Jan 18, 2008 3:03 pm
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Welcome to the Forum Sharon,

Technically as this is an unsecured debt it should go into the IVA, however if you are receiving any type of payment/benefit from the DHSS then I would think twice about putting them in as a creditor.

How much is this loan for? and what is its percentage out of all your debts?

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IVA Experts
http://www.iva-experts.co.uk/
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Michelle Pontes
IVA Experts
http://www.iva-experts.co.uk/
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Adam Davies

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Post by Adam Davies » Fri Jan 18, 2008 6:25 pm
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Hi Sharon
As you are looking at bankruptcy you should declare it and take advice from the OR as to how this is dealt with
Regards

Andy Davie
IVA.co.uk Spokesperson and Website Manager

About me:
http://www.iva.co.uk/andy_davie_profile.asp

IVA Helpline: 0800 197 4838
http://www.iva.co.uk/iva_helpline.asp
Andam Davies
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luluj

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Post by luluj » Fri Jan 18, 2008 7:22 pm
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I work for them - the loan will already be being deducted from benefit at a set amount per week - you should discuss repaying it at a lower level with them!

Lulu
Sharing from experiences of dealing with debt

There is a solution for everyone .... Just need to stay positive !

Look at my blog "All I wanted was a baby"
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sharon.d

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Post by sharon.d » Fri Jan 18, 2008 8:41 pm
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hi i got the loan about 5 years ago i went bankrupt on sept07, i work, no benefits so need to know if i can add it on to my bankruptcy, ty
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