Well after 7 long years I had a lovely present this morning. The postman brought me a completion certificate!!!!!
What a weight has been lifted. Thanks to everyone whos helped during that time, and good luck to those still on their journey. It is possible to succeed.
IVA started March 2011, Completed March 2016 and certificate issued 11 days after final payment. It was not always easy but then some of the best decisions aren't.