Discharge Certificate

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Skippy

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Post by Skippy » Thu Mar 27, 2008 12:08 pm
I know I'm a couple of days early, but does anyone know how I go about applying for my discharge certificate? I've had a look and I can't find out what to do.

Thanks!
 
 

jane.l

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Post by jane.l » Thu Mar 27, 2008 12:21 pm
On my letter that I received yesterday, it says if I require a formal Certificate of Discharge, I have to apply to the court, but I have heard the fee is about £60, so I am not going to bother [:D]

I have a court paper and thats enough for me, there are far better things to spend £60 on[:D]
Last edited by jane.l on Thu Mar 27, 2008 12:25 pm, edited 1 time in total.
 
 

Skippy

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Post by Skippy » Thu Mar 27, 2008 12:26 pm
Thanks Jane. I won't get anything from the court / OR as I'm getting automatic discharge and I've already been told by Sainsburys bank that they want a discharge certificate (a bit difficult at the moment really as I'm not discharged!) before they'll open a savings account for me so I might apply for one just so I'm covered in future.
 
 

chris.g

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Post by chris.g » Thu Mar 27, 2008 12:32 pm
It seems crazy that br cost us so much money. £485 to file then another £60 to prove we are no longer br... money we could use in a better way.
xx
It's nice to be back......
 
 

ianmillington

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Post by ianmillington » Thu Mar 27, 2008 12:34 pm
One other thing, which might help.

If you check on the DTI website, and check the entry for your case, you will find that that gives your automatic discharge date. Hopefully a subsequent search a week or so after that will show no trace of you.

Ian
Ian Millington
Insolvency Director
PDHL Ltd (formerly Personal Debt Helpline Ltd)
www.pdhl.co.uk
 
 

Skippy

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Post by Skippy » Thu Mar 27, 2008 12:41 pm
I thought that it stayed on the website for 3 months after the date of discharge?
 
 

jane.l

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Post by jane.l » Thu Mar 27, 2008 12:56 pm
I think it does, that is what I heard
 
 

ianmillington

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Post by ianmillington » Thu Mar 27, 2008 1:04 pm
Even better! If you do a search after the automatic date of discharge and it shows a discharge date which pre-dates the search, surely the bank can apply some common sense here.

Ian
Ian Millington
Insolvency Director
PDHL Ltd (formerly Personal Debt Helpline Ltd)
www.pdhl.co.uk
 
 

Skippy

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Post by Skippy » Thu Mar 27, 2008 2:02 pm
Hmmm, bank, common sense - I don't think they go together!
 
 

ianmillington

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Post by ianmillington » Thu Mar 27, 2008 2:03 pm
I have to say I held back[:D]
Ian Millington
Insolvency Director
PDHL Ltd (formerly Personal Debt Helpline Ltd)
www.pdhl.co.uk
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