Hi. I was made bankrupt in February 2003 and discharged under the new rules in April 2005. At the time of my discharge, I was earning c.£15,000 - in March 2006 I was made redundant but within one week of my notice period ending I was in a new job that earned £16,000 per year. After three months, that was upped to £18,000 and 6 months later it became £18,600. I have just had a rise to £19,251.
Since March 2006 I have held a bank account in my own name with the Nationwide, that enabled me to have just a cash machine card. My wages have always been paid into that account and I have never gone overdrawn etc. I now have no debts whatsoever.
However, I have tried this morning to upgrade my account to a debit card, and am told I am still unable to do so. Would you be able to tell me what my best way is to go about getting a debit card account? I have tried to put the past behind me and have now proven (I think) that I can handle money and am no longer a realistic risk. The only reason I want a debit card is purely to help rebuild my credit rating for a future mortgage, as I feel my life is totally different now.
Thanks for your time.
