Indeed that is correct, an IVA cannot be administered without fees being charged.
A good place to start is to visit www.iva.com and have a look round there. Take time to speak to 2 or 3 providers who will explain ALL the options open to you and you can then make up your own mind from there.
Regards.
Cert DR
23+ years in debt advice
I do not post for anyone other than myself
you need to find a IP company look at IVA.com and all the information is on there. i never paid anything upfront they take the payment out of your IVA payments once it has been approved and you start paying in to your IVA.
If you decide not to use a firm recommended on here, be warned that there are some out there who will charge you a fee to set up your IVA, just make sure before you commit yourself that you are happy with the company you have chosen, and make sure that all of your options are explained to you.
You will have to pay fees for your IVA as others have said, but these are taken into account with your payments.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
