Do I have to wait until I receive my CC before being able to build my credit status back up ?

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Lee.27

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Post by Lee.27 » Wed Apr 20, 2016 3:13 pm
I had my Full and final offer accepted and I've paid the amount to the IVA company in question they have advised that this is the end of my commitment to the IVA now and that the case go into final process and my certificate will with me in due course. The question am I allowed to know build my credit status back up or do I have to wait for the certificate
 
 

Carl.ph

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Post by Carl.ph » Wed Apr 20, 2016 3:47 pm
I'm in the same position, waiting for the CC to hit my doormat, think we both need this to arrive before starting the rebuild process.....
 
 

Foggy

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Post by Foggy » Wed Apr 20, 2016 3:55 pm
You won't be able to do anything until you have that certificate and are removed from the Insolvency Register, and, even then, things are limited until the 6th anniversary of your start date.

Have a read here:

http://debtcamel.co.uk/credit-file-after-bankruptcy/
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
 
 

wannabedj

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Post by wannabedj » Wed Apr 20, 2016 4:13 pm
I'm in the same vote. I sadly check the insolvency register every day
If Football was meant to have been played in the air then God would have put Grass in the Sky
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