after our IP's online valuation we had £5131 equity in our house so therefore had to pay another year. We paid a local estate agent to value the place, told them the figure we wanted and why, and we got a slightly lower (but still realistic) valuation, which, when an average of the 2 was done, brought us in at under £5k.
£60 well spent as far as Im concerned!
Last edited by Helen.k on Thu Oct 22, 2015 3:34 pm, edited 1 time in total.
getting there ....
Got there!!
IVA started 27/10/2010
final payment 27/10/2015
CC received 6/5/16
Off the register 5/8/16
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Managed to get three different estate agents valuations and all three within the 5000 equity margin.
Just a quick note to anyone who is yet to go through this process, be honest to the estate agent with your reason for needing a valuation. Out of the 12 or so that i contacted, only 3 of them would come out and do the valuation for free. The rest wanted between 75 - 125 + VAT so i saved myself 200 pound just by shopping around
