Does the charge on house get removed after IVA finishes ?

[florence.m]

if my IVA has been finished for more than 12 months should the charge on my house be removed or does it stay on

[Foggy]

It should be removed when you have your completion certificate -- if not give them a gentle reminder.

[MelanieGiles]

You can apply for the restriction to be removed directly to H M Land Registry if your IP does not play ball, Florence.

[Sensible77]

This is a good point. I received my completion certificate on 17 December last year and never thought about the restriction until this week. I e-mailed PayPlan to ask and they said that they applied for it to be lifted on 17 December and they received confirmation from the Land Registry on 6 January that it had. I will accept that as it costs £3 to enquire with the Land Registry yet to look on the Insolvency Register is free and anyone can look at it. Fortunately, I was removed from the Insolvency Register on 17 December.

[ruffin]

My worst nightmare I think about this often.as I don't want to stay in this house forever .But I am hoping mine will get lifted at the end..