Well we can now confirm that mine & my wifes IVA has been approved.
The wait has been worth it, and Tom (IVA Advice Bureau)has worked hard in getting the last 2 creditors votes in to approve our IVA.
We must show our appreciation for Tina, Ang, Tom and not forgetting Melanie Giles. Through their hard work our lives our now back on track, and in 5 years free of debt.
Far from being deluded; we realise their will be ups & downs during the next 60 months, but we are determined to see this through.
Thanks very much to this forum, and its contributors whose guidance and advice as been priceless.
That is fabulous news, I am truly pleased for you. Melanie and her team do work hard I know that and I hope your IVA runs the duration smoothly for you x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
Fantastic news Sinking Fast! I've been an avid reader, although I don't post a huge amount, as our situation is very similar to yours. Really chuffed for you - enjoy the red![:D]
Congratulations from me as well. Good luck with the IVA and keep posting!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
That`s brilliant news Sinking Fast...Hope you keep posting to let us know how you find things and adjust in the early stages of your IVA.
I imagine the relief that you`ll able to regain some order to finances is a good feeling.
"When the seagulls follow the trawler, it is because they think sardines will be thrown into the sea".
Yes it is a great feeling knowing that we have an end date to aim for,backed by a superb team that is Melanie Giles & co.
I will keep on posting in an effort to assist others, and hopefully encourage others in the wings observing, to tackle their debt problems head on.
Thanks once again - back to the Red wine know, shame theirs no footy on the box.