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gavin

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Post by gavin » Sat Dec 22, 2012 5:39 pm
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My iva fealled and i no longer on the regaster and no one is chasing me for money its bin over 26 weeks now
Empty pockets never held anyone back. Only empty heads and empty hearts can do that.
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Shining

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Post by Shining » Sat Dec 22, 2012 5:42 pm
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I would consider yourself lucky Gavin. Are you sourcing another debt remedy?
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
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gavin

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Post by gavin » Sat Dec 22, 2012 5:45 pm
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No
Empty pockets never held anyone back. Only empty heads and empty hearts can do that.
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gavin

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Post by gavin » Sat Dec 22, 2012 5:46 pm
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So what happans next
Empty pockets never held anyone back. Only empty heads and empty hearts can do that.
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Foggy

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Post by Foggy » Sat Dec 22, 2012 5:48 pm
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They will consider their options -- they have up to 6 years !

No doubt, at some point they will be in touch, in the meantime interest and charges will be racking up.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
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TheArtist

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Post by TheArtist » Sat Dec 22, 2012 5:57 pm
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Have your credit files with Experian etc. been updated?
Completed IVA - August 2012 pheeeeeeeeeew
Only my opinion - Nothing More Nothing Less
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Shining

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Post by Shining » Sat Dec 22, 2012 5:59 pm
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I'm confident you won't be forgotten so they will eventually reappear
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
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Skippy

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Post by Skippy » Sat Dec 22, 2012 6:56 pm
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I agree with Lesley and Foggy, I can't imagine your creditors will forget. Don't be surprised if you don't hear from them eventually.
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Niobe

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Post by Niobe » Sat Dec 22, 2012 6:59 pm
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I'm sure they will come after you sooner rather than later - they won't let you get away with not paying.
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Skippy

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Post by Skippy » Sat Dec 22, 2012 7:00 pm
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Personally I would look into another debt remedy before they did come after me - if you do you might avoid the calls and letters again.
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gavin

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Post by gavin » Sat Dec 22, 2012 7:04 pm
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Dont no about credit files but can get a loan dont wont it just wont to see if i cude its from a doorcstep lend
Empty pockets never held anyone back. Only empty heads and empty hearts can do that.
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Niobe

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Post by Niobe » Sat Dec 22, 2012 7:29 pm
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A doorstep lender is no better than Payday loan companies and you are pretty well guaranteed to be offered one regardless of your credit history.

You would not be able to get a loan from a mainstream lender.

You really should check your credit files as well.

I agree with Skippy that you should look into another solution before you start getting the letters etc and rest assured that they will more than likely have started loading the debts up again with interest and charges.
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gavin

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Post by gavin » Sat Dec 22, 2012 7:31 pm
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No can get one from natwest to and and a od
Empty pockets never held anyone back. Only empty heads and empty hearts can do that.
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Foggy

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Post by Foggy » Sat Dec 22, 2012 7:36 pm
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Irrelevant Gavin -- we had a poster here very recently who has had a demand for payment after 4 years.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
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gavin

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Post by gavin » Sat Dec 22, 2012 7:39 pm
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I am still saving for br but wating to see what happens first
Empty pockets never held anyone back. Only empty heads and empty hearts can do that.
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