draft proposal recieved!!

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Post by kiki » Sun Jun 29, 2008 2:08 pm
well i have just recieved my draft proposal from dfd and they are offering 44p/£ on 22k over 5 years, ive got no clue if this is a good amount to offer... any help?



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Post by kallis3 » Sun Jun 29, 2008 4:40 pm
It sounds like a reasonable amount. I only offered 31p in the pound and was accepted.

I am sure one of the experts will be along to answer more fully than I can
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Post by Viki.W » Sun Jun 29, 2008 4:49 pm
I'm not an expert Kiki but sounds good to me. I know HSBC like to have an offer of 40p or higher. At the end of the day, I'm sure they are putting your best offer forward, I'm sure they wouldn't propose it if they thought it would fail. Just make sure you know that you can afford the repayments. Good luck, Viki X
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Post by Moneystinks » Sun Jun 29, 2008 4:58 pm
Good but scary feeling isn't it!

Make sure you read all the figures and that they are correct....sory if I'm being obvious.



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Post by MelanieGiles » Sun Jun 29, 2008 5:09 pm
I am sure that will be fine, and with the national average return in IVAs being around 34p in the £ you are offering a little better than that.
Last edited by MelanieGiles on Mon Jun 30, 2008 10:43 pm, edited 1 time in total.
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Post by c.j » Mon Jun 30, 2008 9:54 pm
Ours has just been accepted at 32p in £
Iva finished !


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Post by trina » Mon Jun 30, 2008 10:09 pm
Hi All,

c.j I think this is around the figure I'm looking or should i say we are looking to pay, excuse me if you think i'm being cheeky but what was the total debt figure you had?? Ours is 60k!


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