going through a DMP so cancelled all DD's as andy advised, today gets a letter off egg saying im being charged £16 unpaid direct debit fee
didnt know they could do this
As soon as you stop paying your monthly payments, they will start slapping charges on you until your DMP is set up and they have agreed to it.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
You are still in the stages of setting up the DMP from what I can remember, so until it's alll been sorted and the payments arranged, you will get the letters, charges and phone calls.
Not nice, but it will happen.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Once it is set up, then hopefully the letters will stop. They did for us, just used to get phone calls every six months or so to check if anything had changed. If we said no, then it just carried on.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
LD,you will find that Egg like many other creditors,will phone you umpteen times a day,my advice is not to ignore the calls,answer and explain whats going on,they cannot force you to pay anything,just stick to your guns.
Good luck.
Paul
Discharged today the 8th feb 2012. View is much brighter now.
Continuing to rebuild our credit worthiness.
Egg used to contact me a few times before my IVA was accepted, via phone calls and secure messages thru the website.
I found that they were 'slow' on the updates and I was telling one person one thing over the phone and then getting asked the same question a week later thru their website.
You can't always be in to answer the calls can you?
This was answered on a much earlier thread Ian, LD went to Melanie for help (I believe) and due to personal circumstances is not viable just yet but may be so in the not too distant future.
I think I have this right, but apologies if I am slightly out.
Regards.
Cert DR
23+ years in debt advice
I do not post for anyone other than myself
