End of IVA, F&F

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Vignal

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Post by Vignal » Tue May 22, 2012 10:18 am
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Well after only 11 months in an IVA I was lucky enough to have my mum make an F&F on my behalf which was accepted mid April. I have now received my Certificate of Compliance so my IVA is officially over.

I still appear on the IVA register. Do I need to take myself off it?

Is there anything else I need to know or do with regard to repairing my credit rating. I know that my IVA stays on for 6 years although it is marked satisfied.

Thanks everyone [:)]
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Michael Peoples

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Post by Michael Peoples » Tue May 22, 2012 10:32 am
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Your name will be on the register for a couple of months and then fall off but there is nothing you can do to speed the process up. You could apply for a credit repair card but it might be a little early but maybe worth a try.

Well done on completing the IVA and well done to your IP for closing the file so quickly.
Michael Peoples | McCambridge Duffy Insolvency Practitioners
http://www.mccambridgeduffy.com
If you would like to talk to me about proposing an IVA or have any questions at all please visit www.mccambridgeduffy.com
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Rich

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Post by Rich » Tue May 22, 2012 11:37 am
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wow you got your completion certificate through quickly. Im still waiting on mine as my mum also offered money for a full and final settlement in April that was agreed.

I hope you manage to get your credit file sorted,

best wishes

Rich x
"Always remember that the future comes one day at a time."
IVA completed . Just started a blog, if you get chance please take a look.
http://rich.blogs.iva.co.uk/
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Kelly O

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Post by Kelly O » Tue May 22, 2012 11:44 am
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Congratulations on completing your IVA and on receiving your completion certificate :-)

To clean up your credit file you will need to credit check yourself and make sure that any defaults are backdated to the date your IVA was approved. Some creditors continue to default throughout the IVA.

Defaults will also stay on your credit file for 6years.

All the best for a debt free future x
Regards Kelly Osadare Debt Advice Manager at www.pjgrecovery.com (host to www.melaniegiles.com.)

PJG Recovery have a free online advice channel at www.debtadvicetv.com. If you are ready to ask us for specific advice or help, then get in touch at www.pjgrecovery.com/contact-us.asp . I look forward to speaking to you.
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Rich

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Post by Rich » Tue May 22, 2012 11:47 am
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My creditors are still defaulting me month after month even though the IVA was approved last year

Once I get my completion certificate I will sort things out !!
"Always remember that the future comes one day at a time."
IVA completed . Just started a blog, if you get chance please take a look.
http://rich.blogs.iva.co.uk/
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