font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade>Originally posted by robandyuk
My first question is can I have the 2010 default removed as it was put on years after the IVA started. Secondly can I request that the other default be shown as settled and lastly should all the defaults come off my record later this year ( 6 years after)
Firstly Yes the default could be removed. What will probably happen however is that they move the default date to the date of the IVA agreement. As the IVA agreement will drop off at the same time there really is not much benefit in removing the default and it is easier to get the dates changed. If they remove it, consider it a bonus though it will not amount to much in terms of anyone looking at the report.
Second you should insist that any default is marked as Partially Satisfied with zero outstanding balance. This then shows that the debt has been satisified and they cannot sell the debt on or chase you for payment.
Lastly, Yes, all defaults settled or not will drop off 6 years from when they were first registered.
We're willing to wipe the slate clean, give you a fresh start. All that we're asking in return is your cooperation.