I am having massive problems with my two at the mo. Yesterday afternoon my eldest was browsing games online & showing me them. Well it set off a 6 hour battle (& I'm not joking!) of them asking for a game each

Trying to get back on top of things from the car completely wiping us out, and our repayments increased to cover the missed payments till November, things are really tight.
It can honestly bring u down to your knees & feel totally guilty when u can't treat your kids now n then. Yes we go to parks, and lucky enough to have the beach down the road, they have the garden & their bikes etc. But 6 weeks is a long time & when their friends are out at football schools, horse riding, swimming, cinema etc. It can become difficult to explain why we can't afford it.
Mine turn 9 & 7 this year & my eldest goes swimming with school, but he does not know how to swim, because I cant afford the lessons. I did send him for one set of 10 but as he has a fear of water on his face, he just walked up
n down the shallow end. He still has a fear of water on his face now & he is worried about going with school.
My other son has no fear & is desperate to start swimming lessons as his friends are doing it, the guilt really gets to me sometimes.
This morning on waking, they both started again with the Argos book & showing me a game they want each. I was still worn down n feeling horrendous after the battle I had with them yesterday. They even wrote me letters & left them for me at bed time asking for a game each. What drives me potty is they have games & some are barely played or completed. And I've done the trade em in n get another one n end up in the same situation I am today.
I got them a game a few weeks ago for the xbox (sale price) which they had been asking for since xmas, now they are stuck on a level n don't like it! So even if I had spare pennies the answer would be NO!
The guilt that over takes me on days & situation like yesterday & this morning, really can wear me down to tears.
Final IVA payment made in April 2013, never ever thought we could do it or get through it but we did! X
An IVA.co.uk Mentor is someone sharing from their experiences of dealing with debt
Lyns x