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kel-23

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Post by kel-23 » Tue Dec 20, 2011 6:49 pm
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Hi all

well on the 1st of this month i made my last iva payment (wahoooo) checked my online banking and the DD has been cancelled i get paid this friday just in time for xmas and i cant wait to treat my family and my bf to some lovely presents that i havnt been able to over the last 5 years

just want to say a big thank you to everyone on here and now have a long wait for completion as GT say it takes 3 -6 mths to get certificte to which i dont understand this when i have seen people on here write that they have had theres after a month of last payment.... oh well such is life i just cant wait for payday and knowing all that money is now mine and i dont owe anything to anyone [:D]
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footiemad

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Post by footiemad » Tue Dec 20, 2011 6:55 pm
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Well done Kel - thats wonderful. Have a happy christmas and the rest of your new, debt free life x
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kallis3

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Post by kallis3 » Tue Dec 20, 2011 7:01 pm
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Congratulations kel.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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nepensioner

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Post by nepensioner » Tue Dec 20, 2011 7:06 pm
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What a wonderful Christmas for you, don't forget to treat yourself too[:)]
F & F Accepted 19th Oct 2010
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plasticdaft

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Post by plasticdaft » Tue Dec 20, 2011 7:16 pm
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Remember you can keep pestering your IVA firm for your certificate!!!

Paul
Discharged today the 8th feb 2012. View is much brighter now.
Continuing to rebuild our credit worthiness.
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Julie

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Post by Julie » Tue Dec 20, 2011 7:26 pm
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Congratulations kel, what a great Christmas present [:)]

I agree with Paul, pester your IP - I don't understand why it can take that long for the certificate to come through.

xx
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herbekj

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Post by herbekj » Tue Dec 20, 2011 7:35 pm
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Congratulations and as one of the recent posters who got there cert in about 3 weeks after final payment don't let them get away with it. Phone call every week.

If they can't justify the hold up escalate it.

That's my view as if you get any sort of windfall you could lose it and that's unfair after completing the full payments.
Last Payment - November 2011 - Completion Certificate received 2 weeks after last payment, Removed from Insolvency Register within 4 weeks after last payment.
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kel-23

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Post by kel-23 » Tue Dec 20, 2011 7:37 pm
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was u with grant thornton??
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Shining

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Post by Shining » Tue Dec 20, 2011 8:18 pm
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Nice one and just in time for Christmas, enjoy your debt free futre! x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
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herbekj

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Post by herbekj » Tue Dec 20, 2011 9:30 pm
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No, I was with another IP company but I really failto see why some can do it weeks and other must take months +
Last Payment - November 2011 - Completion Certificate received 2 weeks after last payment, Removed from Insolvency Register within 4 weeks after last payment.
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Grant Thornton

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Post by Grant Thornton » Wed Dec 21, 2011 8:10 am
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Kel

Well done on reaching the end of your IVA, a hugh acheivement and you should be very proud.
Have a wonderful Christmas with your family and be assured that GT will issue the completion certificate as soon as possible.

Kind Regards
Karol
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littlefi

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Post by littlefi » Wed Dec 21, 2011 9:51 am
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Fantastic news, just in time for Christmas too, fabulous!
"It is never too late to be what you might have been"
Fiona
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artemischild

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Post by artemischild » Wed Dec 21, 2011 10:29 am
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Awesome news Kel, you can start the new year knwing its all over!! What a great xmas present!!

best of lucj for your debt free future!
Arty
IVA completion and certificate received 08/10/2012!!!
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oscar

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Post by oscar » Wed Dec 21, 2011 10:55 am
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Hope you and your family have a very Merry Xmas Kel.
Oscar
x
http://rollercoaster.blogs.iva.co.uk/

need to smile today? go on check out my blogs - I'll add to them regularly
Our IVA's over YIPPEE unbelievable!Seems like yesterday it was approved despite everything
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RRones

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Post by RRones » Wed Dec 21, 2011 1:31 pm
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Well done. Its seems like i will be in mine for ages but there is light at the end of the tunnel. Just need to keep my head down and plod through it :)

Well done have a nice xmas
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