An IP would never tell you you had to get rid of your dog. Pets are part of the family, and I personally would starve if anyone told me I had to get rid of my beloved Yorkshire Terrier - and most people would. I once dealt with an IVA for a lady who had 13 dogs, and that was accepted!
Speak to your IP about the Vet's bill and offer a solution to repay the costs at the same time as maintaining perhaps slightly lower IVA payments. So long as this does not cause you to miss more than 3 IVA payments, I am sure that this will be acceptable.
Regards, Melanie Giles, Insolvency Practitioner for over 20 years.
To have me propose an IVA for you, please visit:
http://www.melaniegiles.com/ivaEnquiry.asp
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http://www.iva.com/iva_companies/IVA_Advice_Bureau.asp