F & F accepted..... funds transferred, awaiting CC then a new bombshell!!!

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Gracekellis

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Post by Gracekellis » Fri May 05, 2017 7:37 pm
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Hi,
Had my F & F accepted 2 weeks ago, paid them the funds yesterday.. I then came home from work today to find a letter from DFD saying another creditor has approached them that was not included in my agreement!!!
shock horror, I'm now thinking I'm going to have to go through this whole process again, just after I finally felt the black cloud lifting could I be back to square one :-(......I have dug through my paperwork as I remember sending them info on this particular 'creditor', luckily enough I saved every correspondence between creditors and DFD and I have found that 3 months after my initial IVA hearing I contacted DFD to say I had another creditor that had been missed... it went back to court for amendments and I have the copies from the court which lists them as a creditor.. surely this means they were included and it won't effect my settlement??

If anyone could advise I would appreciate, as I now have to worry all weekend till DFD open again Monday to find out what will happen :(
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Foggy

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Post by Foggy » Fri May 05, 2017 8:00 pm
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Hopefully Laura will comment ( not until Monday though ) -- she is DFD's representattive here. I would imagine, though, that they were included but maybe forgotten about by DFD -- which should be DFD's problem, not yours !
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
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Lisa Thomas

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Post by Lisa Thomas » Mon May 08, 2017 2:46 pm
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I agree. If this was sorted early in your IVA they should have updated their records and sent the creditor the claim forms/notice of a final dividend.
Last edited by Lisa Thomas on Tue May 09, 2017 11:14 am, edited 1 time in total.
I'm a licensed IP with 16+ yrs at Neville & Co covering the South West area. I have a YouTube channel with advisory videos on here: https://www.youtube.com/channel/UCMPTTu ... Z5k9ZcC2MA http://www.nevilleco.co.uk 01752 786800 Lisa@nevilleco.co.uk
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kallis3

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Post by kallis3 » Mon May 08, 2017 2:49 pm
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I hope you have managed to speak to Laura and sort this out.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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Laura Harrop

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Post by Laura Harrop » Mon May 08, 2017 5:36 pm
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Hi,

I have responded to your emails today that you have forwarded to myself and DFD.

Kind regards
Emma Newton on behalf of Laura Harrop
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Gracekellis

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Post by Gracekellis » Mon May 08, 2017 7:34 pm
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Thanks everyone for the replies, I emailed laura along with all my paperwork including the info when the creditor got added to my agreement, she responded immediately and is currently working on it.
Once again thanks laura for acting so quickly on this matter for me.
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luluj

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Post by luluj » Mon May 08, 2017 7:42 pm
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Fingers crossed this will all end in your favor ..thank goodness you kept all your correspondence x
Sharing from experiences of dealing with debt

There is a solution for everyone .... Just need to stay positive !

Look at my blog "All I wanted was a baby"
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Foggy

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Post by Foggy » Mon May 08, 2017 8:16 pm
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A salutory lesson for us all to hang on to all of the paperwork !
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
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Lisa Thomas

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Post by Lisa Thomas » Tue May 09, 2017 11:15 am
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Hopefully this will be resolved for you quickly (and with the outcome you need!).
I'm a licensed IP with 16+ yrs at Neville & Co covering the South West area. I have a YouTube channel with advisory videos on here: https://www.youtube.com/channel/UCMPTTu ... Z5k9ZcC2MA http://www.nevilleco.co.uk 01752 786800 Lisa@nevilleco.co.uk
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kallis3

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Post by kallis3 » Tue May 09, 2017 2:41 pm
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I hope you get sorted now that Laura is on your case. Keep us updated.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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