F&F Help!

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joshiva

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Post by joshiva » Fri Feb 24, 2012 1:30 pm
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I was just emailing as i need help and dont know which way to turn!

On the 25/01 i emailed my caseworker proof and details of my F&F settlement. He said he would do the calculations and then pass these onto my IP and then a creditors meeting will be arranged.

It is now 1month after me sending my initial email and ive not heard anything back...e.g. date of creditors meeting, whether its a good amount. I keep ringing in and keep getting told "the IP hasnt got back to me yet, or she will be in this afternoon when shes in ill ask"

I have a new IP so i am waiting for details on who it is..but i was wondering if there was anything else i could do to speed up the process, them money is sitting there from my parents and all this is just causing stress where its not needed!


HELPPP!!!!
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kallis3

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Post by kallis3 » Fri Feb 24, 2012 1:39 pm
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Hi,

Which company are you with?

You could try emailing your IP directly via this link:

http://www.insolvencydirect.bis.gov.uk/fip1/
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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joshiva

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Post by joshiva » Fri Feb 24, 2012 1:42 pm
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Hi,

Im with Debt Free Helpline, im still waiting for them to get back to me on who my new IP is, i only found out by chance that it has changed!
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mummy1

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Post by mummy1 » Tue Mar 06, 2012 7:48 pm
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Hi
Just browsing F&F offers as i'm thinkimg of helping my daughter out in this way.
Have you heard anything about your F&F yet?[:)]
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MelanieGiles

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Post by MelanieGiles » Wed Mar 07, 2012 12:11 am
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IPs are all pretty busy at the moment, but they should be able to give you some idea of how much longer things will take at least to manage your expectations.
Regards, Melanie Giles, Insolvency Practitioner
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joshiva

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Post by joshiva » Mon Mar 12, 2012 12:36 pm
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Thought so Mel, well they got back to me last week...have my meeting coming up next week so fingers crossed :D
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kallis3

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Post by kallis3 » Mon Mar 12, 2012 12:53 pm
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Good luck!!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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joshiva

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Post by joshiva » Sun Mar 25, 2012 7:22 pm
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Hi All!!!!!

Just wanted to drop a quick mail to those that commented on this link to let them know the outcome....


well........im debt free!!! The f&f was accepted ...this whole week has been like a breath of fresh air for me!!

Just wanted to get some hints and tips really for the next steps....as im paying the IVA off through a F&F what ways can i help build my credit history in prep for end of yr5 of my previous IVA?
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lem

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Post by lem » Sun Mar 25, 2012 8:59 pm
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Brilliant news and well done, as for repairing your credit rating, not a lot will help until your 6 years is over and the IVA is off your file to be honest, but in the meantime keep your current account in order, if you have a mobile, make sure you pay it on time etc etc
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Foggy

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Post by Foggy » Sun Mar 25, 2012 9:02 pm
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Congratulations :-)
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
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kallis3

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Post by kallis3 » Sun Mar 25, 2012 9:13 pm
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That is brilliant news!!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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Broke of London

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Post by Broke of London » Mon Mar 26, 2012 2:16 am
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Fab news! Congratulations! Pay your bills on time and keep your account in good order...that's all you can do at the moment. After a while you'll be able to get a 'bad credit' credit card to help build a picture of responsible borrowing. Congrats again x
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