F&F

[Darkes]

Hello,

I have been reading this forum for some time, although I have never before posted.

I am 24 months into my IVA which I have put forward a F&F offer on.The creditors meeting is due on the 18th December.I have been able to do so, due to my girlfriend offering third party funds (which I am paying back in full).

It has not been an easy time since my IVA began but it was the only way forward for me at the time. Now a possible end is in sight and with Christmas around the corner, having my F&F accepted, I could not wish for a better Xmas present.

I will keep all posted with the outcome of my meeting

Darkes

[debbiw]

Welcome to the forum[:D]
I hope you F & F gets accepted. Please let us know..

[caraf]

Hi. Can someone please explain what a F&F is ??

[debbiw]

Hi Caraf, Its a full and final offer to your creditors. If they accept it, it means that's it - done [:D]

[emma_t]

Hi Darkes and welcome to the forum

I wish you luck with your F&F on the 18th.
What a great Christmas pressie that would be - what a great girlfriend you must have to offer funds for this.[:)]

Best of luck and let us all know
Emma x

[mikebdomain]

good luck with your F&F proposal

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[cat 1]

Debbie.What sort of circumstances would a f&f be optional? I've got a two year no change clause, but after that what would I need to find out? Thanks

[MelanieGiles]

There are many circumstances which might lead to a full and final settlement - such as a third party offer of funding, redundancy payment, equity release from property. You would need to disuss the possibility of this with your own IP.

Regards, Melanie Giles, Insolvency Practitioner for over 20 years.

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