Its farewell from me as I head off into the retirement sunset from tomorrow! I haven't contributed much to the Forum but have tinkered around the edges with the book and some articles. Good luck to all battling through their IVA - and for those looking at IVA options - my only advice would be don't be bounced into one - consider all options carefully.
IVA's can be great debt solutions for some - but they are not for everyone!
Sorry to see you go Keith but enjoy your retirement. All the best.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk