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					Steven1001 					
					
															
										
																				 
				Posts:  140  				Joined:  Mon May 04, 2009 1:01 pm 				
				
																			Location:  United Kingdom 
													
																 
				
					
															
					
					
					I have this morning received my completion certificate. Big thanks to Stepchange who have overal been great. It's definitely been a long road, but got there in the end. 
 
A massive thanks to everyone who contributes to this forum, you don't know how amazing you all are. 
 
I've longed to write this, to everyone whose still battling on, it does fly by so stick with it.  
 
Yours gratefully, 
 
And debt free, 
 
Steve.[:D]
					
					
															
															There's more to life than money....but it does help!!
64 payments made. Full and final with payments made to date accepted on 26/05/15 
 completion certificate received 17/06/15 
 
										 
				 
			 
		 
				
			 
				
	
		
		
			
				
					
										
					Adam Davies 					
					
															
										
																				 
				Posts:  14596  				Joined:  Thu Mar 29, 2007 12:21 pm 				
				
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					Hi Steve 
 
 Great news, hope you can stick around to help others on here 
 
                  Regards
					
					
															
															Andam Davies
										 
				 
			 
		 
				
			 
				
	
		
		
			
				
					
										
					Lisa Thomas 					
					
															
										
										Industry Expert										 
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					Well done Steve - you must be thrilled.  Good luck for the future.
					
					
															
															
										 
				 
			 
		 
				
			 
				
	
		
		
			
				
					
										
					Foggy 					
					
															
										
																				 
				Posts:  33395  				Joined:  Fri Dec 17, 2010 11:14 am 				
				
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					Congratulations 
 
					
					
															
															My opinions are merely that .. opinions based on experience. Always seek professional advice. 
IVA Completed  23rd July 2013 .... C.C. 10th January 2014
										 
				 
			 
		 
				
			 
				
	
		
		
			
				
					
										
					MG12 					
					
															
										
																				 
				Posts:  143  				Joined:  Tue Mar 27, 2012 9:06 pm 				
				
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																			Post 
													by 
MG12  » Wed Jun 17, 2015 11:07 am
						
 
						
																							
																		 
					
					
					Big Congrats!!!!!
					
					
															
															
										 
				 
			 
		 
				
			 
				
	
		
		
			
				
					
										
					Steven1001 					
					
															
										
																				 
				Posts:  140  				Joined:  Mon May 04, 2009 1:01 pm 				
				
																			Location:  United Kingdom 
													
																 
				
					
															
					
					
					Thanks guys! will definitely stick around and share my experiences! 
 
[:)]
					
					
															
															There's more to life than money....but it does help!!
64 payments made. Full and final with payments made to date accepted on 26/05/15 
 completion certificate received 17/06/15 
 
										 
				 
			 
		 
				
			 
				
	
		
		
			
				
					
										
					Goosed 					
					
															
										
																				 
				Posts:  953  				Joined:  Tue Jan 19, 2010 8:40 am 				
				
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					Well done Steve, 
 
Enjoy your debt free future.
					
					
															
															"When the seagulls follow the trawler, it is because they think sardines will be thrown into the sea". 
 
Eric Cantona
										 
				 
			 
		 
				
			 
				
	
		
		
			
				
					
										
					Shining 					
					
															
										
																				 
				Posts:  27019  				Joined:  Thu Sep 20, 2007 8:57 am 				
				
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					Great news, pleased for you, good luck with your debt free future.
					
					
															
															IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
										 
				 
			 
		 
				
			 
				
	
		
		
			
				
					
										
					Steven1001 					
					
															
										
																				 
				Posts:  140  				Joined:  Mon May 04, 2009 1:01 pm 				
				
																			Location:  United Kingdom 
													
																 
				
					
															
					
					
					Thank you...off out tonight to celebrate [:p]
					
					
															
															There's more to life than money....but it does help!!
64 payments made. Full and final with payments made to date accepted on 26/05/15 
 completion certificate received 17/06/15 
 
										 
				 
			 
		 
				
			 
				
	
		
		
			
				
					
										
					Shining 					
					
															
										
																				 
				Posts:  27019  				Joined:  Thu Sep 20, 2007 8:57 am 				
				
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					Have a great time!
					
					
															
															IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
										 
				 
			 
		 
				
			 
				
	
		
		
			
				
					
										
					plasticdaft 					
					
															
										
										Forum Expert										 
				Posts:  9562  				Joined:  Wed May 21, 2008 12:45 pm 				
				
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					Enjoy your celebrating!!! Well done. 
 
Paul
					
					
															
															Discharged today the 8th feb 2012. View is much brighter now. 
Continuing to rebuild our credit worthiness.
										 
				 
			 
		 
				
			 
				
	
		
		
			
				
					
										
					mole 					
					
															
										
																				 
				Posts:  1304  				Joined:  Wed Mar 25, 2009 9:30 am 				
				
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					great to get closure steven
					
					
															
															
										 
				 
			 
		 
				
			 
				
	
		
		
			
				
					
										
					Steven1001 					
					
															
										
																				 
				Posts:  140  				Joined:  Mon May 04, 2009 1:01 pm 				
				
																			Location:  United Kingdom 
													
																 
				
					
															
					
					
					We went for a slap up meal last night and had a glass or 2 to celebrate! 
 
Thanks again guys!
					
					
															
															There's more to life than money....but it does help!!
64 payments made. Full and final with payments made to date accepted on 26/05/15 
 completion certificate received 17/06/15 
 
										 
				 
			 
		 
				
			 
				
	
		
		
			
				
					
										
					Shining 					
					
															
										
																				 
				Posts:  27019  				Joined:  Thu Sep 20, 2007 8:57 am 				
				
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					Don't blame, it's a great feeling to have completed as I know by my own experience it's not easy.
					
					
															
															IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
										 
				 
			 
		 
				
			 
				
	
		
		
			
				
					
										
					luluj 					
					
															
										
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				Posts:  11333  				Joined:  Sun Dec 09, 2007 6:54 am 				
				
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					Well done ... its a debt free life now all the way. Enjoy!
					
					
															
															Sharing from experiences of dealing with debt 
 
There is a solution for everyone .... Just need to stay positive ! 
 
Look at my blog "All I wanted was a baby"