Finally its over

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skint

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Post by skint » Mon Aug 10, 2009 6:17 pm
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Id like to thank you all for your help on this board. My IVA is finally over. I would have had two more years but an F&F was accepted by my creditors and I received my letter today. Everyone has been paid and it has been completed successfully.

Now comes life after the IVA and the repair of my credit. Not that I am going to get myself in this pickle again. The only thing I intend on borrowing for is a house(unless I win the lottery). Everything I will save for and pay off right away.

I know that others have had alot of worse experiences than myself but I can say that building up to the IVA and struggling through it has been a tough one.

Congrats to everyone that has completed their IVA's and to those of you that are still in them there is a light at the end of that tunnel.
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kallis3

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Post by kallis3 » Mon Aug 10, 2009 6:19 pm
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That's fantastic news Skint.

Good luck in the future - don't forget us and let us know how you are getting on.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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skint

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Post by skint » Mon Aug 10, 2009 6:20 pm
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kallis3 wrote:

That's fantastic news Skint.

Good luck in the future - don't forget us and let us know how you are getting on.
Thank you Kallis3 I plan to stick around. Ive just been so busy over the past few months. I think finishing my IVA is the best thing that happened to me all year! :)
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kallis3

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Post by kallis3 » Mon Aug 10, 2009 6:23 pm
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I'm sure it is!

It gives the rest of us hope that we can get there one day as well.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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Shining

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Post by Shining » Mon Aug 10, 2009 6:38 pm
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Well done on finishing your IVA and it does give us hope that we will get there as Kallis says x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
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banjoplayer

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Post by banjoplayer » Mon Aug 10, 2009 6:43 pm
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Congratulations on your achievment, well done.

regards BP
Dance like no-ones watching
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plasticdaft

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Post by plasticdaft » Mon Aug 10, 2009 8:49 pm
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Thats great news Skint.

Paul
Discharged today the 8th feb 2012. View is much brighter now.
Continuing to rebuild our credit worthiness.
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Michael Peoples

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Post by Michael Peoples » Tue Aug 11, 2009 9:13 am
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Well done and it does show there is light at the end of the tunnel.
Michael Peoples | McCambridge Duffy Insolvency Practitioners
http://www.mccambridgeduffy.com
If you would like to talk to me about proposing an IVA or have any questions at all please visit www.mccambridgeduffy.com
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althas

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Post by althas » Tue Aug 11, 2009 1:47 pm
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Fantastic news Skint, congratulations
There are 10 kinds of people that understand binary, those that do and those that don't
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jes2710

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Post by jes2710 » Tue Aug 11, 2009 1:59 pm
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Congratulations Skint! Well done on completing your IVA. I have five months left to pay into my IVA and have to say these last few months are d-r-a-g-g-i-n-g more than the last four and a half years. Posts like yours help me keep my spirits up! Congratulations again. Enjoy your debt-free life!
IVA Completed - 5 January 2010. Yay!!
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Lisa2009

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Post by Lisa2009 » Wed Aug 12, 2009 12:29 am
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Well done skint.I remember the feeling well.
Good luck in your debt free future x
http://mrsskint.blogs.iva.co.uk/ 'Our Story'


Nil carborundum illegitimi
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rhondda2

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Post by rhondda2 » Wed Aug 12, 2009 12:36 am
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congrats Mrs skint ,isn,t a brilliant feeling
Iva F&F settled...Yeah !!!
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MRBLUESKY

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Post by MRBLUESKY » Wed Aug 12, 2009 6:01 pm
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great news skint good luck for the future from me aswell.[:)]
Last edited by MRBLUESKY on Wed Aug 12, 2009 6:02 pm, edited 1 time in total.
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omega

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Post by omega » Wed Aug 12, 2009 6:03 pm
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well done pleased for you[:)]
There is always an answer! You just have to find it!
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larainep

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Post by larainep » Fri Aug 14, 2009 7:11 pm
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yey well done Skint, and I hope you won't be from now on (skint that is)
I don't know about anyone else, but I have gotten so used to not having the £500 a month that I pay into my plan, that when my plan is finished in 2011 I will continue to pay it into something else to bump up my pension.

[:)]
59 months down, 1 to go... whoop whoop!
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