financing after an IVA

[mattyboy]

If you have a clean file you can also appeal any rejections. You could enclose bank statements, proof of income, references etc, some lenders will reconsider. Also have you considered of there are any credit unions that might help you. They tend to be much more pragmatic and forgiving, if slightly more expensive. I always try and support our credit union by using their services as the decisions are made by a person rather than a computer!