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billy1010
- Posts: 119
- Joined: Thu Oct 02, 2008 10:39 pm
- Location: United Kingdom
Hi fifi
I so understand where you are at this time.
I opened new personal accounts with coop, I didn,t mention the IVA and there was no problems. Unfortunately cannot comment about business accounts.
I have this week cut up all of my credit cards and prepared letters to go out to creditors. It is a really scary time, I am worrying about everything, what happens if I need to pay something and just don't have the money!!!
On a positive note I also think of the future and the time when we will have no more debt, this is a place I have not been for a very long time.
Going to work hard over the next few months to build up a contingency.
Sending you a big hug.
xx
7 down 53 to go
The pedal uphill may be hard but remember once you reach the top you can take your feet off and freewheel all the way down!!!
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freelili
- Posts: 3474
- Joined: Mon Oct 02, 2006 2:55 am
- Location: United Kingdom
http://www.iva.co.uk/forum/topic.asp?TOPIC_ID=16647
Hi guys, take a look at the topic above it might help fight the fear factor in the first, steps from the darkness into the lighter life.
PS, I went to the coop and told them all about my debt problems etc, they were fantastic, even make me a cup of tea!!!!!!
Very best wishes.
