Hi meash, welcome to what is a very good and supportive site, i have now been in my IVA for a year and have just had my first annual review which was nerve racking having never had one before but, no change to my payment so that is peace of mind for the next year, be positive and hopefully NR will see the benefits of you being in an IVA. Good luck for your meeting on monday. You will make many friends on here, i have made two Aldi and the pound shop, no seriously i hope all goes well tc and be safe.
Om shanti, namesté, good luck to all who are embarking on the IVA journey, it isn't always an easy one but the outcome is the best.
IVA COMPLETED August 2012, received Completion certificate 18.4.13.