If you want them back, then I suggest you speak to the company and ask that they return them.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Good to hear from you, I often think of you and wonder how you are doing. I cant believe just how quick this first year is going. Next milestone for me is to be in the 40+ months to go, instead of 50+.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Hi janajan.we to are with the debt people.we send our wageslips in every 6 months and they are on the ball with sorting out out what we owe them in extra payment,as well as being very fair.we have only had one annual review which went very smoothly and knew the outcome within a couple of days,they phoned us which was better than waiting for a letter.we had to send,6 months payslips and 3 months bank statements as well as p60's.We have never had our payslips back as i believe they keep all the paperwork relating to our case but i have never asked as i dont need them.
I just had my third review noe change, it alls eems routine now, make sure everything is read in box files well before send off, a little while later get the report allg ood so far.
Yes it is nerve racking first time, will they wont they increase paymetnes etc.
They send the payslips back to us with the letter telling us that the payments haven't changed.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Morning all...I'm also with Payplan and they have been excellent so far.It is a year to the day that I made my first IVA payment and like others who visit this site, the 1st year has flown over!
I am waiting for my 1st review and again like others, some trepadition does exist.But, the alternative should I not have entered into an IVA would have been much worse!!
I hope eveyone's review's (including mine!) go ok
Hi menorca, a year done, I must admit the time does fly quickly, I'm two years in now and as I type taking a break from collating the information for my annual review.
I hope when your review comes around it goes smoothly for you as I'm sure it will.
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
Our first review was done before the date, but I know that Payplan are busy at the moment so I doubt it will happen like that this year.
We've got to get our I&E sorted out. Need to get motivated for that, otherwise it could be on us before we know it!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Dear all, just received letter from Payplan today...no change in payments...hurrahh!!!! Have to say they have been excellent the past year. Anyone who is coming up to their first review, my advice is to sit down and record every outgoing they have.My mortgage dropped significantly over the year, but petrol and food costs increased, wiping out this 'extra' money.This was reflected in my I&E statement.
One down ..five to go....
