Dear all thought I would share this with you, I have now been in my IVA for a year and it has gone very quickly so I hope the next 4 do the same, I know you shouldn't wish your life away but I'm sure you all know where i'm coming from on that one. I can't say it has been easy but i have had peace of mind and know exactly where i am with my finances. The first review was somewhat traumatic as I hadn't saved fuel receipts that being my biggest expenditure and increase of over £20 per month next to my mortgage so had to save them for a month but have now had word that no change to my payment so peace of mind for another year, phew! Aldi and the pound shop have become two of my best friends and i'm always looking out for a bargain too. I am still waiting for my compensation for my accident in DEC to be agreed and as yet haven't had a firm offer on the table so when i do I will be informing my IVA supervisor so that will be the next hurdle of my debt free life me thinks as i desperately need new windows in the front of my house, I'm fed up looking through fog hmmmmmmmm!
So I wish all of you on here good luck, peace of mind and hopefully a debt free life at the end of the IVA.
Om shanti, namesté, good luck to all who are embarking on the IVA journey, it isn't always an easy one but the outcome is the best.
IVA COMPLETED August 2012, received Completion certificate 18.4.13.