Yes i did get some advice from another firm who seemed much more helpful but unfortunately the creditors meeting had already been held so we couldn't do anything, not without losing the £500 we had already paid them.
I am hoping to return to work soon as my youngest starts full time school after the christmas break so that should help to cover the cost.
We have found this experience to be a very stressful one, one that has been made much harder by the way it's been dealt with. Like our delightful court appearance tomorrow that wouldn't be happening if they had included the debt in the first place.
Chin up Victoria - you are doing a marvellous job in the way you are supporting your partner, and at the end of all of this I am sure you will come out much stronger. Don't forget to let us know how things go tomorrow - we will be there with you in spirit and make sure the Judge is made aware of your partner's IVA. This ought to have a big bearing on the outcome of the eventual case.
Thank you Melanie, i have to say you have been a massive help to us through this, i only wish you was my husbands IP.
I will let you know what happens tomorrow, we are hoping BE gets in contact in the morning to say they are going to include the debt and will send my husband an email saying this so that he can forward it to his ex's solicitor and hopefully not have to go to court. We'll see.
I am always here to provide general advice to you Victoria at any time, and thank you for your kind thoughts.
I am sure that your husband's IP would be the same if they fully understood your problems, the difference in the larger firms is that IPs cannot have the time to spend on individual cases as we in the smaller tier can.
Oh well my husband phoned BE in the hope of some info before we go to court and the bloke he had been speaking to about all this (Pat) has done nothing, he hasn't even put an entry on the computer about it. Therefore the person he spoke to today knew nothing about it and now we have to go to court not knowing what to say about this £7000.
Yet again another big thank you to BE for screwing everything up.
I'm sorry to hear that Victoria - wish there was something I could do to help.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Yay finally something good to say about a court appearance, the judge was not at all interested in doing an attachment of earnings.
As he said, my husband has no assets since the divorce and nor does he have any surplus income. He just has to pay the agreed £60 a month until it gets included into the IVA, that's if BE ever get their act together. The judge never said it could not be included so why do BE? Still no response from them, just lots of back and forth phone calls repeating everything that was said before.
We think they are still going to say no to including it and are trying to find an excuse before telling us.
If this debt does not get included the ex will continue to cause us the sort of problems she caused today, if it's in the IVA she has to leave us alone (with regards to the £7000 anyway.)
But good news for today
Last edited by Victoria.tv on Tue Jan 04, 2011 5:10 pm, edited 1 time in total.
Glad to see the British judicial system is in fine fettle - but what a complete waster of everyone's time. Did the advice on the forum from all posters help you to prepare for the case, where advice has been lacking from your own IP firm?
Yes definitely, the advice we have had on here as made a massive difference to us. As soon as my husband mentioned the IVA and how it was being looked into with regards to the £7000 the judge wasn't interested in the attachment. If it wasn't for this forum we would not have questioned BE on this matter or mentioned it in court.
I do think this judge however was far more sensible with his approach and listened to everything instead of making assumptions (different court)
I have to say we are extremely upset with BE, my husband is very angry. Why are they being so unhelpful with this matter?
My solicitor, people on here and the judge see no problem with it being included in the IVA so what is their problem?
I think only Blair Endersby can answer that one - but can I urge you to contact your IP directly as they may be unaware that there are issues further down the foodchain. I know the IPs at BE - indeed one of them used to work for me - and they are good people who may be very upset to know that you are unhappy with their service.
A representative from BE does post on here occasionally, so let's hope that they pick up on this and draw it to the appropriate person's attention.
Hi Victoria - I'm so pleased everything went in your favour today. A great start to the new year for you and your husband. Let's hope BE can put this to bed quickly and then you can all move on.
