Full and final ACCEPTED!!

[OPTIMIST12]

Congratulations jpj.

Must be a great feeling to have the end in sight.

Hope the remortgage goes smoothly.

[jpj]

Thanks Andy....good luck with the new job!! ..(just working down the road from you at present in Great Barford!)

[Lisa2009]

Fantastic news, well done.

[MelanieGiles]

So pleased to hear your news, and another success story for the forum!

[jpj]

Thanks so much Melanie...You helped me non stop throughout the whole process! sincere thanks.

Chocolates are on there way! ;o)

[MelanieGiles]

You are very kind - and it is completely unecessary, but I shall enjoy them and think of your debt free future!

[Helper and Seeker]

Huge congrats JPJ, bet you can't stop smiling or you will when it sinks in.

Hope you still stick around as your posts are still of great value as someone who has the T shirt so to speak.

This forum is so lucky to have the likes of Melanie and all the rest who offer their services and support freely as without their expertise many of us would be in so much more of a mess.

But stories such as yours gives me and I am sure many others such hope that maybe we too could do a full and final settlement later on and be out of this hell alittle sooner, although I am just so relieved to have had my IVA accepted. I know personally I am finding life equally as hard in my IVA then I did before it, this new ground I am on. But 5 years is better than a lifetime of how things were before and with hope maybe like you a little sooner.

[jpj]

Yes I will stick around....I will class it as my charity work and good deed...I dont mean that in a arrogant way,but the beauty of this site is that you can make a real difference to other peoples lives,from your armchair,without having to give any monetary donations.
I had a friend who was quite high up in a charity (wont say which!) and he had a huge salary,use of flash pool car etc..and it all came out of the donationsfrom the charity.
There are people on this site at their wits end..and we can all help each other for free!!...and theres not many times you can do that in this day and age!!

Good luck to you all.

JPJ

[Skippy]

Congratulations jpj, and I'm glad you're sticking around

[lollie]

hi jpj you've been helping me with my f+f questions.

can i ask what were your circumstances that prompted you to go for a f+f

looking at my situation it feels as if i will have to continue to pay into my IVA forever and have no option of ending this miserable issue.

thanks