Full and Final accepted

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Guildo2000

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Post by Guildo2000 » Tue Nov 09, 2010 5:30 pm
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Thank you DFD. My F+F was accepted today. Had to as for early termination as I had to relocate abroad and do not earn enough to continue my payment. Thanks to the fact that I paid in already almost the initially envisaged amount my request was approved. Finally totally debt free. The team from Debt Free Direct were brilliant- I can highly recommend them. They were supportive through all the five and a half years and their conduct was fair and professional thoughout.
Surely I will not get into a situation like this before.
I am very relieved and happy.
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nepensioner

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Post by nepensioner » Tue Nov 09, 2010 6:45 pm
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congratulations Guildo, its a great feeling to be debt free at last, and now be able to move on with your life
F & F Accepted 19th Oct 2010
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Shining

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Post by Shining » Tue Nov 09, 2010 10:45 pm
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Congratulations on your F&F being accpeted and I hope your debt free future is a smooth one. Positive for DFD x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
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kallis3

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Post by kallis3 » Tue Nov 09, 2010 10:48 pm
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Excellent news, congratulations. Another good result for DFD as well.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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flow13

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Post by flow13 » Wed Nov 10, 2010 9:59 am
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Congratulations. x
Its now time to start living and to make some some wonderful memories!
Read my blog at http://flow13.blogs.iva.co.uk/ 'Aiming for the finish line'
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Drew

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Post by Drew » Tue Nov 16, 2010 4:04 pm
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Good for you Guildo! Great outcome.
CertDR Qualified
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Declan at DebtFreeDirect

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Post by Declan at DebtFreeDirect » Tue Nov 16, 2010 4:24 pm
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Congratulations and best of luck for the future Guildo.

Thanks
Declan Murray
Debt Advisor
Debt Free Direct - the UK's largest IVA provider.
http://www.debtfreedirect.co.uk/iva/
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liamjames

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Post by liamjames » Tue Nov 16, 2010 4:29 pm
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Fantastic stuff - congratulations to you and DFD. :)
Take care,

Liam James
Varden Nuttall
http://www.vardennuttall.co.uk

Read our reviews here: http://www.iva.com/iva_companies/Varden_Nuttall.asp
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greeneyes34

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Post by greeneyes34 » Tue Nov 16, 2010 6:09 pm
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Congrats. x
Full and Final agreed 28th October 2010.
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darth-skint

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Post by darth-skint » Sat Nov 20, 2010 10:58 am
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Guildo2000 wrote:

Thank you DFD. My F+F was accepted today. Had to as for early termination as I had to relocate abroad and do not earn enough to continue my payment. Thanks to the fact that I paid in already almost the initially envisaged amount my request was approved. Finally totally debt free. The team from Debt Free Direct were brilliant- I can highly recommend them. They were supportive through all the five and a half years and their conduct was fair and professional thoughout.
Surely I will not get into a situation like this before.
I am very relieved and happy.
Great news!
They took a settlement with only 6 months left??
Did they not ask where the money come from too?
F&F accepted Feb 2011

Live in the moment.
Living in the future in your head means you live on fantasy and fear!
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kallis3

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Post by kallis3 » Sat Nov 20, 2010 11:15 am
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They would have asked and you have to provide proof, it's all to do with money laundering.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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Guildo2000

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Post by Guildo2000 » Thu Jan 06, 2011 6:13 pm
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My F+F was that my last payment was sufficient to satisfy the creditors. There was no additional lump sum involved.
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Guildo2000

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Post by Guildo2000 » Thu Mar 17, 2011 5:37 pm
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Finally received my certificate of completion. The nightmare is over. Thanks to DFD and the Coop bank and their cashminder account. One lesson learned: If you cant afford to pay for it right away - you can probably not afford it at all. I have noticed that after 5 years of austerity I am still very careful with spending and managed to save actually quite a bit in the last four months. I am definately not going back to my old wasteful years of spending beyond my means.
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howard07

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Post by howard07 » Thu Mar 17, 2011 5:49 pm
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Congratulations Guildo. Mine finished yesterday. and i like you have learn't a lot of lessons, the biggest one being not to live beyond my means.

Good luck for the future.

Cheers...Howard
IVA completed 15-3-2011
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ginger3232

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Post by ginger3232 » Thu Mar 17, 2011 5:56 pm
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Congrats to you both. Now get the wine out! :-)
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