It is common practice to add £300 - 500 to fees for the variation meeting, but only CF ask for this as a separate payment. They are also trying to milk more payments from you as they get around £60 a month from those.
With any other provider I would say your offer is a good one and likely to be accepted now --- BUT --- a lot of weight is placed on how the IP presents your offer and CF could scupper it if they are upset ! They do hold all the cards, I am afraid.
Incidentally --- there is no way on God's Green Earth that CF could guarantee that creditors would accept the higher offer, unless they have some form of unusual clause they can depend on.
I am not qualified to give advice and can only state my opinions, based on my IVA experiences.
So CF came back and said the minimum acceptable offer is £10,976! Is this normal, I thought whole point was to offer closer to a close figure to what we owed which was £10,676 so they've added £300 fee on top... this is all we owe?!
Stick to your guns - it is YOUR offer an they should put it forward..
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk