FULL AND FINAL OFFER

[kallis3]

If you don't get a call soon, give them a ring.

[clareyfarey]

What happened today tristan?

[tristan]

FULL AND FINAL OFFER ACCEPTED

such a relief now,paid the £5000 tonight

[Shining]

Brilliant news well done and I hope you debt free future is a very happy one. x

[tristan]

THANKS LESLIE,its like a big cloud has been lifted

just need to wait now for my CERTIFICATE OF COMPLETION

[tristan]

ive just been told that it will take up to 3 months for my certificate of completion to come through,is this normal?

[nepensioner]

Great news... Think it will take about 3 months for competion cert, my full and final was accepted 19th October and nothing yet, don't believe its true until I get that piece of paper[:D]

[clareyfarey]

I made my last payment on 15th October, got my review back last Friday to say all completed etc etc, and I am expecting the completion certificate in the next 6 - 8 weeks. It does take time, but it's worth the wait knowing it's all over!

Congratulations on ending yours early, what a great result for you.

Here's to the future!

Cx

[tristan]

just a thought i was charged £500 for the f+f meeting will this come out of the IVA pot or do i need to pay this on top of the settlement figure

[MelanieGiles]

It is not the issuing of the completion certificate that takes time - merely the receipt and agreement of creditor claims. Most full and final IVAs are proposed to run for a 12 month period, for those very good reasons.

[tristan]

anybody know the answer to my previous question please

[kallis3]

I think it comes out of the pot but not 100% sure.

[tristan]

is anybody 100% sure ?

[kallis3]

Hopefully one of the experts will pick up on this later.

[Michael Peoples]

The variation fee does normally come out of the pot but some creditors are refusing to allow IPs to draw a variation fee. Therefore some IP firms may ask for the cost to be paid before the variation is called so the only person who can answer for sure is your own IP.