Full and Final Offer...

Get expert opinion. This is the place for new questions to be posted.
21 posts Page 1 of 2
Post Reply
 
 

Claire.37

User avatar
Posts: 77
Joined: Sat Feb 18, 2012 2:35 pm
Location:
Post by Claire.37 » Tue May 22, 2012 2:03 pm
Quote
[:)][:)] Yes our f&f meeting was today and it's been accepted.... We're debt free [:)] so happy gonna crack open a can of coke and enjoy this sun[:D]

Hard to imagine after 9 years of being in debt ~ firstly with a dmp and the iva we're dept free [:)]

Thank you to everyone on here and good luck if your in a iva or going for a f&f settlement. [:)]
Last edited by Claire.37 on Tue May 22, 2012 2:03 pm, edited 1 time in total.
Full & Final Accepted 22nd May 2012 :)
Top
 
 

artemischild

User avatar
Posts: 852
Joined: Tue Jun 01, 2010 11:04 am
Location: United Kingdom
Post by artemischild » Tue May 22, 2012 2:06 pm
Quote
Many congrats Claire, bet your made up [:D]

You not having 'somethine' with the coke[;)]???

Arty
IVA completion and certificate received 08/10/2012!!!
Top
 
 

kazzafunk

User avatar
Posts: 4749
Joined: Sat Mar 19, 2011 6:47 pm
Location: United Kingdom
Post by kazzafunk » Tue May 22, 2012 2:07 pm
Quote
So pleased for you claire! I remember the feeling well!!!!
Kazza

Please visit my blog:
http://kazzafunk.blogs.iva.co.uk/

IVA completed 21/03/2012
Top
 
 

nepensioner

User avatar
Posts: 1967
Joined: Sun Jul 11, 2010 4:55 pm
Location:
Post by nepensioner » Tue May 22, 2012 2:12 pm
Quote
What a wonderful day for you, and the sun is shining tooxx
F & F Accepted 19th Oct 2010
Top
 
 

vimto1029

User avatar
Posts: 542
Joined: Thu Feb 23, 2012 10:41 am
Location:
Post by vimto1029 » Tue May 22, 2012 2:16 pm
Quote
What brilliant news Claire! So pleased for you! Enjoy that coke lol x
When you make a mistake, don't look back at it long...the past cannot be changed. It is the present and future that counts
Top
 
 

Rich

User avatar
Posts: 511
Joined: Mon Apr 04, 2011 7:57 am
Location: United Kingdom
Post by Rich » Tue May 22, 2012 2:20 pm
Quote
Fantastic news so pleased for you

Rich x
"Always remember that the future comes one day at a time."
IVA completed . Just started a blog, if you get chance please take a look.
http://rich.blogs.iva.co.uk/
Top
 
 

dipsy

User avatar
Posts: 283
Joined: Sun May 06, 2012 1:57 pm
Location: United Kingdom
Post by dipsy » Tue May 22, 2012 2:28 pm
Quote
Hey Claire

Well done you... I'm just starting mine so very envious!!!!
One in, one out as they say.

Enjoy your new found financial freedom x
Take what life throws at you and hold your head up high. You're only human after all!!!
Top
 
 

Claire.37

User avatar
Posts: 77
Joined: Sat Feb 18, 2012 2:35 pm
Location:
Post by Claire.37 » Tue May 22, 2012 2:39 pm
Quote
Even Better news, we havn't got to pay the family member back, so so happy i could cry [:)]

Think a rum and coke is in order now [:D]
Full & Final Accepted 22nd May 2012 :)
Top
 
 

kal

User avatar
Posts: 360
Joined: Wed Mar 05, 2008 11:25 am
Location:
Post by kal » Tue May 22, 2012 2:48 pm
Quote
Many congratulations Claire....here's to a debt free future for you.
I have my F & F meeting next weds...starting to feel the nerves now, but your post gives me hope!
Top
 
 

Kelly O

User avatar
Posts: 1089
Joined: Wed Mar 07, 2012 2:52 pm
Location: United Kingdom
Post by Kelly O » Tue May 22, 2012 2:54 pm
Quote
Thats fantastic news Claire:-)

All the best for the future without the worry of debts x
Regards Kelly Osadare Debt Advice Manager at www.pjgrecovery.com (host to www.melaniegiles.com.)

PJG Recovery have a free online advice channel at www.debtadvicetv.com. If you are ready to ask us for specific advice or help, then get in touch at www.pjgrecovery.com/contact-us.asp . I look forward to speaking to you.
Top
 
 

Claire.37

User avatar
Posts: 77
Joined: Sat Feb 18, 2012 2:35 pm
Location:
Post by Claire.37 » Tue May 22, 2012 3:57 pm
Quote
mrl211102 Good luck with your full and final next wednesday ~ relax your ip wouldn't put it forward if they didn't expect it to be accepted... just count down the days till you can start todo those things you want todo on your list [:)]

I look forward to reading and congratulating you on your f&f being settled too..

We were going to pay them 29p in the £, f&f settled at 20p in the pound [:)]

These rum and cokes are going down nicely in the knowledge of no more debt ~ it has a nice ring to it don't you think "NO MORE DEBT and NEVER AGAIN" [:)]
Full & Final Accepted 22nd May 2012 :)
Top
 
 

kal

User avatar
Posts: 360
Joined: Wed Mar 05, 2008 11:25 am
Location:
Post by kal » Wed May 23, 2012 9:45 am
Quote
Thanks Claire....I will be sure to post next weds with hopefully a big yes!!
I have a list the length of this country of things and jobs I want to do....trying not to get too excited.
We're in year 4, so I keep saying to myself that IF th say no, it's not the end of the world really!!!
Enjoy your rum and coke...although it is morning. Now, so you maybe have stopped drinking them by now...or have you??!!!
Top
 
 

MrsKnight

User avatar
Posts: 3225
Joined: Thu Nov 13, 2008 12:52 pm
Location: United Kingdom
Post by MrsKnight » Wed May 23, 2012 9:58 am
Quote
Excellent news! Lots of luck on your debt free future.
Final IVA payment made in April 2013, never ever thought we could do it or get through it but we did! X



An IVA.co.uk Mentor is someone sharing from their experiences of dealing with debt

Lyns x
Top
 
 

KAYKAY

User avatar
Posts: 1222
Joined: Wed Jun 15, 2011 8:33 pm
Location:
Post by KAYKAY » Wed May 23, 2012 10:05 am
Quote
Brilliant news.... enjoy your new found debt freedom.
IVA Completed August 2011
Top
 
 

casiquebrado

User avatar
Posts: 138
Joined: Thu Mar 20, 2008 5:41 pm
Location: United Kingdom
Post by casiquebrado » Thu May 24, 2012 4:46 pm
Quote
Great news Claire37 , well done.
Good luck from me too to all who are hoping for F&Fs
ATB
Casi
Top
Post Reply
21 posts Page 1 of 2
Return to “Ask IVA Forum and Industry experts”