Full and Final Settlement Agreed

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youldena

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Post by youldena » Tue Oct 06, 2009 2:19 pm
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Had the best news ever today, my creditors have accepted a F&F settlement which ends my IVA.

Many thanks to Andy Davie, forum expert, who has helped me over the last few months with advice and support,this has been invaluable.

Also thanks to the staff at Grant Thornton, in particular Louise, Karol and Kelly who have responded to my questions promptly, professionally and with empathy.

My life has been on hold for over three years and now I feel I can move on. Anyone who thinks an IVA is the easy option and a cop out from the responsibilty of debt is mistaken - try it I say and see how it really is.

Good luck to you all who are still living with an IVA,there IS light at the end of the tunnel. One day you will all feel like I do today and I can tell you it's fantastic. [:)]
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Cath

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Post by Cath » Tue Oct 06, 2009 2:21 pm
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Congrats on your F&F and here's to the future xxx
7 year IVA completed in December 2016 - there is light at the end of that tunnel
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Michael Peoples

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Post by Michael Peoples » Tue Oct 06, 2009 2:39 pm
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Congratulations and well done to Andy and the team at Grant Thornton.
Michael Peoples | McCambridge Duffy Insolvency Practitioners
http://www.mccambridgeduffy.com
If you would like to talk to me about proposing an IVA or have any questions at all please visit www.mccambridgeduffy.com
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Julie

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Post by Julie » Tue Oct 06, 2009 2:40 pm
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Congratulations to you., Andy and all those at GT.

You must be on cloud 9 [:)][:)], hope you're going to have a little celebration.

xx
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Vickilou28

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Post by Vickilou28 » Tue Oct 06, 2009 4:46 pm
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Congratulations from me as well! It's a great feeling isn't it, I am fortunate enough to know from recent experience! Good Luck for your debt free future! xx
IVA COMPLETED ~ I'M NOW DEBT FREE!!!
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Declan at DebtFreeDirect

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Post by Declan at DebtFreeDirect » Tue Oct 06, 2009 4:49 pm
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Congratulations from me aswell.
Well done to all involved.
Declan Murray
Debt Advisor
Debt Free Direct - the UK's largest IVA provider.
http://www.debtfreedirect.co.uk/iva/
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youldena

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Post by youldena » Tue Oct 06, 2009 7:28 pm
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Thanks for the messages and yes I will definately be having a celebration drink - or two tonight!!![:D]
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Shining

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Post by Shining » Tue Oct 06, 2009 10:55 pm
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Congratulations on your F&F being accepted, must be a lovely feeling, one I hope to experience one day either through F&F or having paid all my contributions, either way as you say there is light at the end of the tunnell and we will all get there at some point. Enjoy your debt freedom.
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
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MRBLUESKY

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Post by MRBLUESKY » Wed Oct 07, 2009 6:57 pm
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sorry just picked up on this,congratulations from me youldena what a great feeling isnt it,and it lasts for weeks.[:D][:D]
Last edited by MRBLUESKY on Wed Oct 07, 2009 6:57 pm, edited 1 time in total.
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youldena

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Post by youldena » Thu Oct 08, 2009 8:54 am
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Thanks ronald.h1, yes it's a fantastic feeling,going round with a stupid grin on my face!!!!
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kallis3

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Post by kallis3 » Thu Oct 08, 2009 6:26 pm
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Just caught up with this, so very pleased for you.

Good luck for the future and let us know how you are getting on.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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youldena

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Post by youldena » Sat Nov 21, 2009 4:14 pm
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Received my completion certificate today - so it's official I am debt free[:D]
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back on track

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Post by back on track » Sat Nov 21, 2009 7:56 pm
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well done and hope you have a happy rest of your life now your free from the troubles of debt.
i love these happy endings[:D]
cc received 6th January 2014 now upwards and onwards
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MRBLUESKY

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Post by MRBLUESKY » Sat Nov 21, 2009 11:00 pm
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so do i well done youldena and good luck to your future,and a happy xmas.
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Skippy

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Post by Skippy » Sun Nov 22, 2009 10:42 am
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Congratulations Youldena and good luck for the future.

Ronald, it's still only November...[:(!]
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