Further to my earlier post, we studied our original iva agreement which listed clearly barclays and the debt in question as part of the agreement. Am so stressesd as although we cleared our iva in full over 2 years ago, how can barclays now demand money which was part of the agreemeny? Am now worried that our ip made some error and it asnt been paid and we will have to pay this letter demanding 11k or else. Please help.
Don't be stressed!! Barclays were covered in the IVA and I'm sure that it is just a mistake.
Have you checked your credit records?
It will have been paid!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
They will have been included or they would have kicked up long before now. Have a look at your review paperwork, that will list who was paid what, as should the closing report to creditors, which you will have been sent a copy of.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
Panic not .. you are protected. My guess is someone hasnt updated their records fully and it will be an error.
Talk to your IVA provider on Monday ..just cos your IVA ended two years ago does not mean they won't help and support you.
Although angry staying calm and professional when dealing with them will hopefully get you a quick response, apology and retraction of request.
Let us know how you get on.
Sharing from experiences of dealing with debt
There is a solution for everyone .... Just need to stay positive !
I had a similar letter last week which made me panic. On investigation the letter was generated automatically when Barclays realised that they had been interest charged in error, which was credited against the original debt. The central file was already marked as settled, so nothing to worry about!
