GE money (again)

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angela18

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Post by angela18 » Sat May 17, 2008 3:06 pm
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I have received this morning a DEFAULT NOTICE SERVED UNDER SECTION 87 OF THE CONSUMER ACT 1974.. i've tried to call them but office closed at 1pm.

what does this mean?? I speak to these people more than I speak to my sister.. they call me 2 - 3 times aweek.. i'm getting really fed up now.. and worried. they don't seem to grasp the IVA situation over the telephone
Ang.. 13 payments in.. WOW, thats over 20% paid!! http://angela18.blogs.iva.co.uk/ well here we go

if you wish for a rainbow... then you have to put up with the rain xx
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cfnc

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Post by cfnc » Sat May 17, 2008 3:09 pm
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Hi Angela,

If your IVA is in place and GE capital is included on your IVA, I would pass it onto your IP and dont worry about it or even ring them.

If you have not had any defaults before your IVA you will now, but it is just a procedure

Kirsty
Kirsty
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angela18

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Post by angela18 » Sat May 17, 2008 3:11 pm
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letter quite scary when it recommends i get a solicitor!! will send to Liz at Melanies office on monday.. thanks Kirsty
Ang.. 13 payments in.. WOW, thats over 20% paid!! http://angela18.blogs.iva.co.uk/ well here we go

if you wish for a rainbow... then you have to put up with the rain xx
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chris.g

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Post by chris.g » Sat May 17, 2008 3:11 pm
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I think we got one of those when we filed br, I think it's just a formality they have to go through.
Melanie will no doubt be along after the footy to tell you what it is,
xx
It's nice to be back......
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Jinx

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Post by Jinx » Sat May 17, 2008 4:33 pm
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Yeah you will initially default & creditors will give you grief... just direct them to your IP, sit back have a brew & smile to yourself knowing that its getting sorted!
its a marathon not a sprint!

I'm out of my mind but please leave a message!
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Adam Davies

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Post by Adam Davies » Sat May 17, 2008 5:06 pm
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Hi
It is part of the IVA process for many people,the default will be on your credit file for six tears same as the IVA.
The letter is designed to scare you into paying[if you could].Just pass it onto your IP
Regards
Andam Davies
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angela18

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Post by angela18 » Sat May 17, 2008 5:35 pm
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well Andy the scare bit worked.. but the paying bit hasn't.. might ask them to save there postage and clerical costs in future and deduct it from my account.. what do you think???[:I]
Ang.. 13 payments in.. WOW, thats over 20% paid!! http://angela18.blogs.iva.co.uk/ well here we go

if you wish for a rainbow... then you have to put up with the rain xx
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Moneystinks

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Post by Moneystinks » Sat May 17, 2008 7:37 pm
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Angela are you currently in IVA? - forgot - sorry!
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drowning-mummy

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Post by drowning-mummy » Sat May 17, 2008 8:17 pm
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When the six years is up, do you have to declare that you have previously had a CCJ/Default/IVA? Not that I want credit EVER again, just thinking about mortgage.
"Theres always time to fly a kite....."

Visit my blog:
http://drowningmummy.blogs.iva.co.uk/?p=3
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MelanieGiles

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Post by MelanieGiles » Sun May 18, 2008 12:15 am
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Angela

Liz will be happy to deal with this for you on Monday, but you can safely disregard the letter.
Regards, Melanie Giles, Insolvency Practitioner
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angela18

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Post by angela18 » Sun May 18, 2008 8:27 am
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thanks Melanie.. we've got some letters to send off re lloyds also.. will do it on monday thanks x
Ang.. 13 payments in.. WOW, thats over 20% paid!! http://angela18.blogs.iva.co.uk/ well here we go

if you wish for a rainbow... then you have to put up with the rain xx
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Adam Davies

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Post by Adam Davies » Sun May 18, 2008 8:28 am
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Hi
Only if asked on the application forms
Regards
Andam Davies
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