As previouslt stated, glad to be with cleardebt. after speaking to Anna, Mike got in touch with me and advised a 3 month,short term, dmp and re-propose the iva. yorkshire bank should then have no reason to refuse or oppose the iva. paperwork in the post back to cleardebt. on a good note??? after being called at work constantly by barclaycard, i spoke to Mike who advised on what to do and this worked, do not let them bully you. they even threatened me with doorstep collections, surely this would have to go to court first? but the letter arrived next day, its also in the post to cleardebt. just have to wait but thanks to all who have commented for the support, really helps knowing i am not alone.
Just to catch up, been away for a while with work.
I am now part of an IVA and finally things looking better. 2 payments made 58 to go but thats still better than all the worry and "hair loss" that seemed to be the norm before. Clear debt have been fantastic and a lady worthy of paticular mention is Anna, she has been both professional and friendly, something many other financial institutions may wish to copy....
Again, thanks to all for the support and advice and if I can do anything for any others to help, I am always available.
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