Sorry to bother you all
My girlfriend just found out she is pregnant I am over the money I was wondering what would happen to my iva we are planning to move in together but don't want to her to know about my iva after all it was just to my ex am in this trouble
Honesty is usually the best policy, especially when you have plans to move in together and bring a little one now into the world - who will become your No 1 priority I am sure.
Assume you mean you are over the moon and not over the money LOL!
Firstly congratulations from me too, like Melanie says might be best to be honest and up front from the beginning, I'm sure she'll understand and then work a way forward with your IP in respect of your income and expenditure.
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
To answer your question your IVA will remain in place but will have to be reviewed by your IP as your I&E will have changed as a result of the change in living arrangements. This will change both now and also when your little one arrives so make sure you keep your IP updated. Don't worry your girlfriend will not be expected to pay towards your IVA though - things will just need recalculating as there will be two contributionsi nto the home but equally there will be higher costs due to expenses covering both of you.
Who are you with - they may have a representative on here.
Regards, Tina Shortland, Debt Advisory Manager for Melanie Giles at Debt Advice TV.
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