Going through Process of IVA

[carlosgermano]

Hello

Im Joe from the Midlands, i am currently going through the process of an IVA. Truth of it all is Ive put it off for so long. My story can be so long after all these years of struggling and accepting that i have had a problem with Debt

I have so far spoken to Debt Free Direct: My debt is near enough £40K and i hope that the creditors all accept my approach of £290 pcm. When i have read what people have said in their own experiences it makes me feel that there are other people out there who have felt the same way as me.

I will be writing more about my journey hopefully towards a successful IVA.

[cr15py]

Hi Carlos, welcome to the forums. There are plenty of people who are in a similar boat to you (me included).

I don't have the technical know-how of how IVA's work, or what your offer is like, etc - but along with the other members of this forum, we can all club together and offer support to one another. [:)] - that is one of the fantastic things about this site.

[debbiw]

Hi Joe
This forum is fantastic for support, everyone on here will help and support you from start to finish through your difficult time.
I have debts of £36k, and I;ve gone with Payplan, who have been fantastic. I have my creditors meeting soon, and I am proposing £256 a month, so pretty close to yours.
Good luck with your journey.

[Oliver]

Welcome to the forum Carlos.

Best Regards
Oliver

Thomas Charles and Co Ltd.
Experts in personal debt solutions.
Read customer feedback at: www.thomascharles.com/about_us.asp

[aguise]

Hi Carlos hello and all the best look froward to hearing from you and how things go.

Ang


Please visit my blog at http://aguise.blogs.iva.co.uk/

[iva experts]

Welcome to the Forum Carlos, just feel free to ask any questions that you have and post your experiences.

Best Regards,
IVA Experts
http://www.iva-experts.co.uk/

[iva_squirrel]

Hello Joe and welcome,

Feel free to ask any question. Im sure you will find all the support you need in this forum.

Regards,
Michelle P.

[carlosgermano]

Thank you all!
My creditors meeting will be coming up shortly too, i hope tonight after i get back from work i can tell you about my debts and what im looking forward to doing.
I have recently got married and i cant wait for me and my wife to have some spare cash to live on and really want this IVA to go through because it will be so much wanted.
speak to you all soon

[cat 1]

Hi Carlos. Welcome to the forum. I'm very new to the IVA world too but this site is extremley useful. Not only for the factual info but the emotional support too. Cat