Goldfish...Creditor

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john.jk

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Post by john.jk » Mon Jun 30, 2008 6:40 pm
Goldfish have today called yet again to once again remind me i have not made payment to them HOW MANY MORE CALLS !!!
We know nothing of you Iva and need payment NOW...Told them sorry i am unable to do this....You have to speak to my supervisor Who said the same we need to have a holding payment NOW.. If not this will affect our decision on your IVA,and we might send debt collectors ? Do they need to go to court before they can do this ?
 
 

Viki.W

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Post by Viki.W » Mon Jun 30, 2008 6:46 pm
Yeah, they all read from the same script John, don't worry, the people on the phone will NOT be the ones who vote and it'll take months for them to actually send debt collectors. I'm sure your IVA will be sorted soon, try and ignore them. X
If you would like to talk to me about your debt problems, please visit:
http://www.vincentbond.com/about_us_Viki_Warbrooke.asp
 
 

indebtforever

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Post by indebtforever » Mon Jun 30, 2008 6:49 pm
yes its a nightmare the phone calls at the start but when its accepted all this stops shortly after and the people you are actually talking to will be a totally different department than the one that looks at the iva`s just scare tactics your doing the right thing just say i am in the process of an iva and give ip`s contact details.but it will soon be over then the letters and phone calls stop.[:)]
 
 

kallis3

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Post by kallis3 » Mon Jun 30, 2008 6:49 pm
I've never known anyone yet have the debt collectors round, the callers are just out to get their commission, and, as Viki says, they are not the ones who vote on your IVA. They are just mindless drones trying to bully you into paying.

Don't let 'em get to you!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

TheMatrix

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Post by TheMatrix » Mon Jun 30, 2008 6:49 pm
They are trying it on. Stand your ground and don't make any payments. Tell them to stop harassing you and to contact your IP directly.

Once your in the IVA though they are not allowed to call you.
We're willing to wipe the slate clean, give you a fresh start. All that we're asking in return is your cooperation.
 
 

facingittogether

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Post by facingittogether » Mon Jun 30, 2008 6:52 pm
john

these are just scare tactics, like vicki says they wont be the ones voting on your iva and i doubt very much they will send doorstep collectors, we had pretty much the same threats when we were waiting for our iva to be approved and nothing materialised, they are just trying to squeeze money out of you!

barb x
12 down - 60 to go! woo hoo!
 
 

john.jk

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Post by john.jk » Mon Jun 30, 2008 9:24 pm
Bless them!! i dont think
 
 

john.jk

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Post by john.jk » Tue Jul 01, 2008 8:43 pm
They dont give up ! Today another call !!
New rules today APPERENLY they need to know my employers name address etc... And who my other creditors are and what i owe them and have to tell them NOW... emmm think they telling porkies ... Told them to ask melanie's team and ask them..???
 
 

kallis3

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Post by kallis3 » Tue Jul 01, 2008 8:46 pm
Mercers wanted to know if it was ok for them to ask where I worked. I told them it was ok to ask, but no way was I telling them! They didn't pursue that one.

They'll try anything won't they?
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

MelanieGiles

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Post by MelanieGiles » Tue Jul 01, 2008 8:47 pm
I suggest that you stop picking up their calls John. You do not need to be treated to this sort of abuse, and they should be following the banking code which requires fair treatment for their customers.
Regards, Melanie Giles, Insolvency Practitioner
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