GOLDFISH

[nomoredosh]

You would think it is satisfying but they DO NOT acknowledge it at all and just keep on ringing. Believe me I must have repeated myself so many times this week. They are completely stupid!

[maxdebt]

This is absolutely ridiculous!! Nomoredosh have a look at this post especially lily’s long reply

http://www.iva.co.uk/forum/topic.asp?TO ... hichpage=1

[nomoredosh]

Maxdebt thanks for that it was a great post, espesially Lilys. I think i am just going to ignore them over this weekend and then ring my IP on Monday. After all my iva is now aprroved and even though i know it takes some time for different departments within these organisations to get the info i still think that they are excessive with their calls. But it is good to have some legal jargon to throw back at them if i do answer![:D]

[tori]

oh well ive well and truly gone and jinxed myself.i was on here yesterday saying how i hadnt had any creditor phonecalls for nearly 2 weeks.but guess what ? at 8.30am today ive had a message left by mercers.havent had any calls from them before.who do they belong to ? [:)]

[nomoredosh]

I don't know tori. Some of my debts have been passe to max recovery and eversheds and all i've had off of them is polite letters saying there will be no more contact from them!

[Viki.W]

Mercers may act for other creditors but they definately act for Barclaycard.

[tori]

thanx 4 that it could well be barclaycard.i had one of those polite eversheds letters the other day but this is the first contact ive had from these mercers guys.anyway not to worry.i should've kept my gob shut ! but at least ive had a bit of peace for the last 2 weeks.just hope i dont start gettin 15 calls a day!!!!!

[kallis3]

And haven't most of us had fun with Mercers Viki?

I warn you now that they are bullies and will ring and leave messages several times a day.

I never answered their calls until the day my IVA was approved and then I had great pleasure in informing them of the fact. They still went on to try and get me to make a payment though!

I'd continue to ignore them.

[Viki.W]

Yeah Kallis, can't seem to forget them!

I've been really polite up until now and I don't want to end up being horrible to anyone, so I'm not answering any calls until I've got a bit more info to tell them. I'm not answering the door either![:(]

[tori]

thanx for the advice kallis.i think ill ignore them today.then on monday when/if ? my iva gets approved i will gladly answer and inform them of my good news.then again that prob wont make any difference.as from what you guys and galls have said they still continue to ring well after the iva has been accepted.[:)]

[facingittogether]

mercers! now theres a firm i wont forget in a hurry!

the constant calls did get to me sometimes! it was so satisfying though just telling them our iva had been approved and they should no longer be ringing!

barb x

[tori]

yeah,i can imagine that it is very satisfying barb.if they do ring again i think i will answer just to make sure that they havent been given my work's number(even though ive insisted all my creditor's remove it from their files)! but then again if they did ring my works i dont think any 1 would have the foggiest who mercers are,coz i certainly didnt.& its not as obvious as the likes of barclaycard & goldfish ringin up ! x [:)]

[tori]

im trying not to ramble on too much,but i have to say that throughout this whole process my biggest fear has been them ringing me at work.the thought of going into work & 1 of my colleagues saying 'barclaycard rang for you 15 times yesterday' is just too much to bear.my colleagues are all lovely & supportive people but apart from my other half nobody else knows about my financial problems.i mean i know my details are going to be put on the register but im hoping that nobody will find out even through that.x

[Viki.W]

Tori, you could always tell everyone at work that you have an ongoing query with barclaycard, you could make something up, fraud, charges, trying to get you to take out a loan, you get the idea....
That way they will understand why they are calling so much.

[tori]

well,i sort of had a speech ready along the lines of 'we applied for a loan with them and they keep ringin to see if were goin ahead with it' but my problem is that i panic too much and get paranoid that people will suspect that something isnt quite right !?! thats just me though i worry about things before theyv even happened.x[:)]