All done and dusted with a little bit of hassle from Barclay's who are now back in their box. Many, many thanks to Claire, Sue, Kelly and anyone I have forgotten to mention at Mel's office and to Mel for answering my questions on here. We are so very grateful and feel as if a gigantic weight has been lifted.
And sincere thanks to all here who have been so supportive and I know will continue to be so over the next five years.
PJG Recovery have a free online advice channel at www.debtadvicetv.com. If you are ready to ask us for specific advice or help, then get in touch at www.pjgrecovery.com/contact-us.asp . I look forward to speaking to you.
Congratulations ivamess I so pleased for you.
I am just looking at applying for IVA Barclays is my main creditor so I would need them to ok the IVA for it to be approved I see you had a little trouble with them was they your main creditor?
They wanted an extra year but Mel's team found a way around it. Good luck with your application Bex12 if you decide to go ahead - the weight off our minds is amazing and we should have done it ages ago. We are actually better off now without mega interest to pay and we actually have some money to live on for a change.
Thanks ivamess I am going to put in for IVA just scared about Barclays but won't know if I don't try. I just hope the IP company mine is through is as good as Mels company. Good luck in the future Ivamess and start enjoying life [:)]
Bex I am sure it will be fine and try not to stress (although I know how you feel as I was stressing too) - all of our circumstances are different and don't forget that the percentage of those who have to agree is 75% not 100% and that there are ways and means of going about these things which our IPs know about and we don't. Rickne, so pleased that you have had a good sleep! It makes so much difference when you know that there are people who can push things through for you.
