Hi Camiva
I can't really help you with an experience of being in an IVA - but I have supervised over 1,000 over the last few years, most of which have successfully completed on time.
Trust your insolvency practitioner, and let him'her know of any difficulties you encounter along the way. You know, none of us have a crystal ball when we enter into these agreements, and the creditors are very well aware of that. Things can happen along the way and you, the IP and your creditors just need to be flexible enough to deal with those isses as they arise.
My door is always open for my own clients, and I am happy to be of whatever assistance I can to others through this excellent site.
Regards, Melanie Giles, Insolvency Practitioner for over 20 years.
View my IVA blog at:
http://melaniegiles.blogs.iva.co.uk