Skippy
I jusr wanted to say, I did say it earlier here, that due to the sad death of your uncle, you may be on brain overload also and putting it on your IVA. Its really difficult to put into words, its like, yearning, guilt, anger, self blame, etc. It feels like you just want to say, piss off I am doing my best, life is just too short, its not fair, what the hell do you know? And, It seems you are putting it on your IVA, I know its tough, and you didnt allow enough for your living expenses, but I would'nt make any decision for a while yet, also dont blame yourself, you were trying to address a desperate problem. I may be totally wrong, if I am I am sorry, but it seems to me you are going from super strong skippy to dumping it all and going BR, I know this feeling so well. I find that I get up fairly positive with an agenda, then one little thing sends me running to my safe room and shutting the door. I feel that you need a break or if not some skippy time, where you dont think about anything other that yourself and Dave. Dont worry about the crocodile creditors for a while, whats the worst that can happen?
I am taking a break now so I will leave my love with you and I will be thinking of you tomorrow. I am really sorry if I have got this wrong, but I just needed to say it before I go.
Janette, dont worry, you have done all you can now and more importantly you are already on the road to freedom just by recognising and trying to do something about the debt, I wish you the best of luck.
remember, a person that cant make a mistake cant do anything
Good luck people, will be thinking of you
LILY